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For your security, Merrill Lynch, Pierce, Fenner & Smith Incorporated does not accept instructions concerning changes to accounts or transactions through email. Additionally, do not send information you consider confidential via email as it will not be transmitted through a secure line. Instead, please speak to your Merrill Lynch, Pierce, Fenner & Smith Incorporated® investment representative.

We want you to know:

Investment products provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated®

Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed
Are Not Insured by Any Federal Government Agency Are Not Deposits Are Not a Condition to Any Banking Service or Activity

Merrill Lynch Pierce, Fenner & Smith Incorporated® is a registered broker-dealer, member FINRA (http://www.finra.org/) and SIPC, and a nonbank subsidiary of Bank of America, N.A. Banc of America Insurance Services, Inc. is a licensed insurance agency and a nonbank subsidiary of Bank of America, N.A.

Merrill Lynch Pierce, Fenner & Smith Incorporated® is an affiliate of a non-bank subsidiary of Bank of America Corporation.

Orders or instructions concerning your accounts sent through email are not accepted by Merrill Lynch Pierce, Fenner & Smith Incorporated® and may not be accepted by Bank of America.  Additionally, do not send information you consider confidential via email, instead, please speak to your representative.


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