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U.S. Trust, Bank of America Private Wealth Management

Investment products and services may be available through a relationship managed by U.S. Trust, Bank of America Private Wealth Management or through a relationship with Merrill Lynch Pierce, Fenner & Smith Incorporated® Certain U.S. Trust associates are Registered Representatives of Merrill Lynch Pierce, Fenner & Smith Incorporated® and may assist you with investment products and services provided through Merrill Lynch Pierce, Fenner & Smith Incorporated® and other non-bank investment affiliates.

We want you to know:

Investment products provided by Bank of America or Merrill Lynch Pierce, Fenner & Smith Incorporated®:

Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed
Are Not Insured by Any Federal Government Agency Are Not Deposits Are Not a Condition to Any Banking Service or Activity

Merrill Lynch Pierce, Fenner & Smith Incorporated® is a registered broker-dealer, member FINRA (http://www.finra.org/) and SIPC, and a nonbank subsidiary of Bank of America, N.A. Banc of America Insurance Services, Inc. is a licensed insurance agency and a nonbank subsidiary of Bank of America, N.A.

Merrill Lynch Pierce, Fenner & Smith Incorporated® is an affiliate of a non-bank subsidiary of Bank of America Corporation.

Orders or instructions concerning your accounts sent through email are not accepted by Merrill Lynch Pierce, Fenner & Smith Incorporated® and may not be accepted by Bank of America.  Additionally, do not send information you consider confidential via email, instead, please speak to your representative.


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