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Global Wealth & Investment Management

Global Wealth & Investment Management
Global Wealth & Investment Management (GWIM) provides comprehensive wealth management to affluent and high-net-worth clients. It also provides retirement and benefit plan services, philanthropic management and asset management to individuals and institutions.

Several GWIM businesses provide clients a premier level of wealth management and investment services by offering customized financial solutions designed to help them reach their goals. Clients have access to a range of services offered through the following service models:

Merrill Lynch Wealth Management provides clients a personalized financial review and hands-on advice and guidance through a network of approximately 15,000 Financial Advisors throughout the world. Clients with a personal wealth profile of at least $250,000 of investable assets can meet with a highly trained Merrill Lynch Financial Advisor who is committed to understanding their needs and supported by the broad resources of Merrill Lynch. Clients can receive:

  • A disciplined investment strategy approach that begins by fully comprehending their current financial situation and goals for the future.
  • Customized, sophisticated financial strategies and solutions that go beyond investing in stocks and bonds to help address every aspect of their financial life.
  • A wealth management framework for organizing and integrating all of their investment objectives.

Merrill Edge provides access to Merrill Lynch investing and Bank of America banking.  Make your own financial decisions with Merrill Edge self-directed investing or instead seek the advice of a Financial Solutions Advisor in the Merrill Edge Advisory CenterTM . Either way you can now get a whole new level of choices.

  • Invest on your own
    If you choose to independently manage your finances, a self-directed account from Merrill Edge gives you the tools, research and intelligence to help you pursue your goals with confidence.
  • Invest with advice and guidance
    The Merrill Edge Advisory Center™ gives you informed advice and guidance from a team of registered Merrill Edge Financial Solutions Advisors ready to help you with investment strategies for your personal portfolio. Generally for clients seeking advice and guidance and who plan to invest $20K-$250K through Merrill Edge.

Private Banking and Investment Group (PBIG) provides tailored solutions to help meet the sophisticated needs of ultra-high-net-worth individuals. Clients are served by more than 150 Private Wealth Advisor (PWA) teams across the country with access to an array of skilled professionals in areas such as investment management, concentrated stock management and intergenerational wealth transfer strategies.

U.S. Trust, Bank of America Private Wealth Management provides comprehensive investment and wealth management solutions to wealthy and ultra-wealthy clients with investable assets of more than $3 million. The firm has 4,400 associates serving clients in more than 140 offices in 32 states across the country.

Products and Services
GWIM has one of the most robust and dynamic product and solution platforms across the industry. Drawing upon the breadth and depth of Merrill Lynch’s wealth management platform and with access to Bank of America’s comprehensive banking services, Merrill Lynch Financial Advisors design strategies and solutions to help address every aspect of clients’ financial lives.

Products and services teams within GWIM include the following:

Global Client Coverage Group is responsible for the delivery of comprehensive referrals and client coverage capabilities to bring the full power of the combined company to clients.

Global Investment Solutions is responsible for managing GWIM’s financial products, including mutual funds, stocks, bonds, new issue, insurance, alternative investments and structured products.

GWIM Banking and Merrill Edge is responsible for the overall strategy and direct management of deposit and credit products — from credit cards to access to sophisticated lending products solutions — across GWIM. It also includes all phone and online channels that serve GWIM clients.

Retirement & Philanthropic Services (RPS) provides administration, recordkeeping, custodial, communication, consulting and execution services to businesses, organizations, their employees and members in connection with approximately 40,000 workplace-based benefit plans.



Investment Products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of Bank of America Corporation.

Merrill Edge is the marketing name for two businesses: Merrill Edge Advisory Center, which offers team-based advice and guidance brokerage services; and a self-directed online investing platform. Both are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S).

Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation.

The Private Banking and Investment Group is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Group's Private Wealth Advisors through MLPF&S, a registered broker-dealer and registered investment adviser. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill Lynch's obligations will differ among these services. Investments involve risk, including the possible loss of principal investment.

The banking, credit and trust services sold by the Group's Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

U.S. Trust, Bank of America Private Wealth Management operates through Bank of America, N.A. and other subsidiaries of Bank of America Corporation. Bank of America, N.A., Member FDIC.

Merrill Lynch offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.

© 2010 Bank of America Corporation. All rights reserved. Member Securities Investor Protection Corporation (SIPC).