Women’s superpower: Investing

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Profile

Nneka Constantino is an investment professional who brings to Merrill clients more than ten years of demonstrated experience with some of the countries most prestigious financial services firms. Since joining the firm in 2008, Constantino has developed strategies using varied investment vehicles to assist clients with better managing and enhancing their wealth. Her portfolio includes advisement to institutions, nonprofit organizations, small to medium size businesses, high-net-worth individuals, and senior executives who have retired and/or separated from service voluntarily or involuntarily from key employers.

As you develop your vision of the future and prioritize your goals, she can help you develop a financial strategy designed to accomplish the things that are important to you. Clear, customized wealth management strategies align with your goals, income requirements and risk tolerance, as well as your wishes to provide for your family. In short, she will help to bring simplicity and clarity to your financial life.

Her aim is to produce thoughtful recommendations that help address specific issues. Throughout the wealth management process, your goals and financial objectives may change — and your strategies should adapt to them.

Constantino is an active leader within the global community. She is an Appointed Commissioner with the St. Paul Port Authority, was a Trustee for Hamline University and was on the board of directors for Regions Hospital. Constantino graduated cum laude from Howard University, with a BBA in International Business and Finance. Constantino also received additional education in Japanese at Richmond College in Shizuoka, Japan and Middlebury College.

Nneka Constantino collaborates with a team of specialists throughout Merrill and Bank of America to provide clients with a broad array of products and services and an outstanding client experience. When changes to your strategies are needed, you have the help to implement those changes.|Nneka Constantino and the team of specialists are committed to providing excellent service. Together they provide the personal attention of a boutique combined with the broad experience of a global financial services firm.

~ Consistent, thoughtful advice and guidance

~ The knowledge and experience to create and help implement customized wealth strategies

~ A commitment to providing the highest level of client service

These tenets anchor the relationships with institutions, small and medium size businesses, nonprofit organizations, business owners, corporate executives and affluent families who look for guidance they need to manage their wealth.

In an increasingly impersonal world, high-quality client service is often a secondary concern. In contrast, they work as a team across the enterprise to provide you with a number of products and services and regard servicing the client as a primary focus.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • LANGUAGES

    English & Japanese

  • EDUCATION

    Johnson Sr High

    Richmond College in Shizuoka Japan

    Howard University

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you’d like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Approach

Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.