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Delivering a higher standard of care to help our clients meet their retirement goals.

The Department of Labor’s Fiduciary Rule is now in effect. Your retirement account is essential to your future, and we are committed to helping you achieve your retirement goals.

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Our clients are the most important part of our business, so we put their goals at the center of the critical decisions we make each day. The Department of Labor rule requires all financial advisors to provide a fiduciary standard of care to client’s retirement accounts when providing investment advice. This means that your advisor acts in your best interest when providing investment advice.

“We’re dedicated to a higher standard for retirement accounts.”

Investing in you

For years, we've been making significant investments in our people, technology and capabilities. At Merrill Lynch, you’ll work with your advisor to build a comprehensive investment strategy designed to help meet your specific needs. So when you sit at the table with your Merrill Lynch advisor or invest with us online, you can be sure that you’re getting guidance designed to help meet your goals and the unique benefit of award winning insights from a dedicated team of Merrill Lynch investment experts.

“Trust is critical in our industry. It’s at the center of everything we do.”

An ongoing commitment

Retirement looks different for each person, but it’s important to everyone. That’s why we have spent years learning from clients like you: uncovering their goals, developing financial strategies and helping them stay on track.

We’ll work to understand what matters most to you and you can rest assured we will be open and transparent about what we do. Together, we’ll help you choose what services are right for you and ensure you’re prepared for the range of outcomes you may face in a rapidly transforming world.

Today’s Merrill empowers all types of investors


At Merrill Lynch, you don’t have to choose between an online broker and a personal advisor. We give you the freedom to invest on your own terms with as much guidance as you need. You'll always have access to a variety of tools, guidance, and support, and can evolve the way you invest to fit your changing needs.


Dedicated Advisor

Work with a licensed financial advisor to develop a strategy built around your financial goals and plan for what matters to you.

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Online Investing & Trading

Put your investing ideas into action with step-by-step guidance, easy-to-use tools, award-winning1 research and a fair, transparent fee.

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1Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011, 2012, 2013, 2014 and 2015 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to


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