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Your life is an ongoing adventure


As changes in your life occur, are you adjusting your financial plan accordingly? We've put together this 10-point checklist of key areas of your financial life. Take a look and see if you are ready for what 2022 may bring.


If any of these apply to you, talk to your Merrill advisor about implications and to help you adapt your plan.

2022 New Year's Financial Checklist

1. Life changes (e.g., retirement, new family members, change of residence, etc.)

2. Overall financial plan updates

3. Emergency fund (three to six months of expenses)

4. Insurance policies and coverage

5. Outstanding loans and credit

6. Gifts to heirs or charities

7. Estate plans and associated legal documents

8. Tax changes that may impact you

9. Key retirement dates and milestones

10. Retirement income plan (if retired or semi retired)

2022 Financial Checklist


Want a copy of this checklist to keep? Download one now to use as a starting point when consulting your advisor, and to help determine what you need to make the most of your financial strategy.


Start small. Start today.


Financial plans don’t have to be overwhelming. If you haven’t made one yet, the best time to start is right now. Your advisor will be there to help you every step of the way.


Connect with your advisor today.



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