Understand how we work before we work

When you sit down with a Merrill Lynch advisor, you're not only getting guidance designed to meet your goals but transparency in terms of fees, risks and outcomes.

Find an advisor

When you sit down with a Merrill Lynch advisor, you're not only getting guidance designed to meet your goals but transparency in terms of fees, risks and outcomes.

A personal approach

Our focus is on your life and priorities. Not just your portfolio. That's why we start by learning about you.

Trust & transparency

We'll let you know exactly what you're getting. That means clarity around fees, risks and possible outcomes.

Power behind your goals

Your advisor will help you grow your portfolio using the award-winning researchFootnote 1, data and on-the-ground observations.

Beyond investments

When you bank with Bank of America and invest with Merrill Lynch you can view your banking and investing with one login.

Whenever & wherever

You'll always have access to the guidance you need whether it's high tech, high touch or a combination of the two.

What's most important to you

From what you hope to achieve to what keeps you up at night, prioritize your goals with this interactive experience and we'll provide personalized resources to help you pursue them.

How will you help me reach my goals?

Helping you reach your goals is bigger than just focusing on stocks and the markets - it's about understanding your priorities and what matters most to you. That's why we've pioneered a personal approach to investing. Through honest, meaningful conversations and a proprietary process that combines your goals with your attitudes toward risk and money, your advisor will design an investment strategy around what really matters to you.

How will you build my financial strategy?

Backed by a team of Merrill Lynch investment professionals, and informed by #1 ranked BofA Merrill Lynch Global Research, your financial advisor will help you navigate the complexity of today's global markets. With access to the industry-leading researchFootnote 1, advanced analytics and actionable insights, your strategy will be built with a consistent approach designed to identify opportunity in a constantly changing world. And that strategy will be periodically monitored and adjusted over time to make sure you stay on course, as your life and the markets change.

What about risk?

Your financial advisor will have an open conversation with you to understand the level of risk you are comfortable with for each of your unique goals. Next, your advisor will design and clearly explain a comprehensive investing strategy that considers your risk tolerance, liquidity needs and investment time horizon and discuss possible outcomes for each recommended strategy. And, of course your investing strategy will be updated to keep up with changing needs over time.

What will working with Merrill Lynch cost?

We believe trust comes from transparency. With straightforward pricing, you'll know what to expect before you start working with us, whether you choose to invest in a managed portfolio via the Merrill Lynch Investment Advisory Program or whether you choose to open a Merrill Lynch Brokerage account. And our clear and easy to understand statements mean you'll always know exactly what you're paying.