Skip To Content

Merrill Perspectives: Clear Insights
to Navigate What Might be Next


Merrill Perspectives is here to help you make sense of today’s ever-changing landscape with a curated collection of timely resources and insights.

  • Am I saving enough for the retirement I want?

    There's no one-size-fits-all answer. These four steps can help you figure out the amount that's right for you.

  • Tax-Loss Harvesting: Volatility's silver lining?

    Selling stocks that have declined in value to offset capital gains is a strategy that's particularly relevant in today's markets

  • Q&A: How can I make the most of my inheritance?

    Most heirs face many complex decisions — and potential tax consequences. These insights can help you avoid common mistakes.

  • Midyear outlook: What's next for the markets and economy?

    After a difficult first half, here's a look at potential opportunities, as well as some risks, to watch for in the second half of the year

  • 3 stages of retirement — and how to plan for your income needs in each

    Your priorities — and spending — will likely change as you move through retirement. Here's how to prepare.

  • Is the housing market still hot? What you need to know

    Our experts discuss the sharp rise in mortgage rates – and what they might mean for home buyers and sellers

  • CIO Market Update Audiocast Series

    Get timely insights from our experts to help you navigate the markets

  • What expenses can a 529 education savings account cover?

    College tuition and fees are no longer the only eligible expenses. See what qualifies.

  • Market briefs

    Breaking insights on the economy, market volatility, policy changes and geopolitical events

Start a conversation about your goals
Have questions for your financial advisors?
Connect with to continue the conversation

Investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results.


The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.


BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation.



You need to answer some questions first

Then we can provide you with relevant answers.

Get started