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merrill guided investing

The freedom of online investing, plus professionally managed portfolios

Online advice and guidance to help you plan for your future and pursue your goals, with the option to work with an advisor.

Client working

Our goal is helping you reach yours

Tell us about yourself in an online experience and we’ll provide a recommended investment strategy, designed by a team of Merrill investment experts, that’s aligned to your goals.1

And if you choose to work with an advisor, you’ll get guidance in establishing goals and defining your investment strategy.

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Portfolios are actively monitored and rebalanced

You choose an investment strategy, including socially responsible portfolios, that’s right for you. A team of Merrill portfolio managers1 will monitor and rebalance2 so you can be confident your investments will stay in sync with your goals.

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Get on track, stay on track

Visit your personalized dashboard to monitor your Merrill Guided Investing account’s portfolio performance. Change or add new goals whenever you like, so your portfolio keeps up with your changing needs.

And if you choose to invest with an advisor, you can meet for periodic reviews as your financial needs change.

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Low fee, low minimum investment

You can get started with as little as $5,000 and a low 0.45% annual program fee. That’s less than $8 on your next month's fee if your previous month-end balance was $20,000. Other fees may apply.*

Decided to work with an advisor? Start with at least $20,000 and an annual program fee of 0.85%. That's less than $15 on your next month’s fee if your previous month-end balance was $20,000. Other fees may apply.* 

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Banking and investing connected 

Merrill investing and Bank of America banking are connected, so you can view, manage and instantly transfer funds between your accounts with just one login.

Preferred Rewards

Bank of America Preferred Rewards

Enjoy real benefits and rewards on your combined Merrill investment and Bank of America bank account balances with Preferred Rewards – like preferred pricing. As a Preferred Rewards member with a $20,000 balance in your Merrill Guided Investing account, you could save between $10 and $30 per year on your annual program fee.3 

 

Online

You are comfortable using online tools and are looking for an investment strategy aligned to your goal

Online with an advisor

You'd like a hand defining your goal and on-on-one help to pursue it

Minimum investment

Minimum investment

$5,000

$20,000

Straightforward pricing

Straightforward pricing

0.45% annual program fee**

$7.50/month for a $20k account

Other fees may apply*.

0.85% annual program fee**

$14.17/month for a $20k account

Other fees may apply*.

ETF and mutual fund strategies

ETF and mutual fund strategies

Professionally managed portfolios1

Professionally managed portfolios1

Online dashboard

Online dashboard

Bank of America banking and Merrill investing connected

Bank of America banking and Merrill investing connected

Establish goals online

Establish goals online

Advisor helps you establish goals

Advisor helps you establish goals

One-on-one advice

One-on-one advice

Periodic reviews with an advisor

Periodic reviews with an advisor

 

Steps to get started

  • 1

    Choose between Merrill Guided Investing or Merrill Guided Investing with an advisor.

  • 2

    Tell us about yourself and your investing goal online.

  • 3

    Review your recommended investment strategy and then open and fund your account.

 

Merrill Guided Investing

 

 

Merrill Guided Investing with an advisor

 

Questions? Learn more about the benefits of Merrill Guided Investing and read the FAQs

there's more than one way to invest

Merrill Guided Investing

With Merrill Guided Investing you can choose to invest online or online with an advisor. Either way you will get a professionally managed portfolio at a low cost with a minimum investment. However, there are even more ways you can invest with us. And you may find you’re interested in a different approach or want to take advantage of a couple of our offerings. Take a look and see.