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Financial Advisor
MERRILL LYNCH BUILDING 10320 LITTLE PATUXENT PARKWAY Suite 1000 COLUMBIA, MD 21044
Phone: 4435398001 VP Email: Stephen Hlibok
Directions to Branch
PROFESSIONAL STAFF
PROFESSIONAL PROFILE
We have a clear mission, refined over more than two decades of experience in the financial services industry: to continue to be in the forefront of providing services for deaf investors, including face-to-face communications without third party involvement; and to capture opportunity, manage risk, and, no matter the market environment, help guide client portfolios toward retirement and other long-term objectives via dynamic asset allocation models and industry-leading independent money managers.
Stephen C. N. Hlibok, CFMVice PresidentFinancial AdvisorE-mail: Stephen_Hlibok@ml.comPhone: (443) 539-8001 VP72.1.156.233 IP
Stephen has been with Merrill Lynch since 1987, specializing in strategies and solutions designed to help individuals and their families realize their long-term financial goals, with special focus on the needs of deaf investors.
Believed to be the only deaf American Sign Language Financial Advisor within a full-service brokerage firm, Stephen offers unique communication to members of the deaf community. Without requiring an interpreter, he can fully understand client options, preferences and goals, then construct asset allocations designed to accurately reflect each client's income and growth expectations. Stephen offers broad experience in investments, retirement, estate planning services, multi-generational wealth transfer and overall portfolio development.
Stephen has an M.B.A. in Vocational Rehabilitation from New York University and a B.A. in Business Administration from Gallaudet University. He also holds a Certified Financial Manager designation, which is an internal Merrill Lynch designation that requires a self-study curriculum based on a variety of wealth management topics and a final course exam. His work and leadership in bridging wealth management and the deaf community has been spotlighted in the national media, including the Wall Street Journal, Washington Post, Fortune, Business Week, NBC's Sunday Today and ABC's World News Tonight.
An enthusiastic outdoorsman who enjoys skiing, biking, hiking, and mountain climbing (he has scaled the Matterhorn), Stephen is also active in numerous non-profit organizations, including the National Association of the Deaf, the World Federation of the Deaf, the Maryland Association of the Deaf and the Deaf Professional Network, which he founded.
Stephen and his four children; Madeline, Ashley, Juliane and Bradley live in Clarksville, MD. His oldest child, Madeline, has begun her own career at Merrill Lynch.
Juliette R. SmithSenior Registered Client AssociateE-mail: Juliette_Smith@ml.com Phone: (410) 884-6654 Voice
Juliette is a Registered Senior Client Associate who joined Merrill Lynch in 1998. She has over 17 years of financial experience at brokerage and investment advisory firms. As well as her proficiency in financial services and administration, she has experience as a Portfolio Accounting Manager and Account Reconciliation Specialist. Juliette provides support in all areas of client service for Stephen. In particular, she is responsible for administrative management, maintaining client relations, and marketing support. Juliette has her NASD Series 7, and 66 licenses.
Juliette enjoys the outdoors and is an avid runner and cyclist. She lives in Columbia, MD with her husband, Steve.