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Wealth Management Advisor
Senior Vice President-Wealth Management
Senior Vice President - Wealth Management
Senior Financial Advisor
Registered Client Associate
Seasonal Client Assoc
Brett Howell, CFP®, CIMA®, C(k)P®,CRPC®Senior Vice President-Wealth Management, Wealth Management AdvisorBrett is one of the founding partners of the Howell & Sharp Group at Merrill Lynch. Since joining Merrill Lynch in 2000, Brett has focused his efforts in the area of Retirement Planning for individuals as well as leading the Howell Sharp Group with his efforts on qualified and non-qualified retirement plans for corporations and non-profit organizations. Leveraging the vast tools and resources available to him through Merrill Lynch and Bank of America, Brett is able to deliver recommendations that help build, manage and preserve wealth for his clients. Brett is a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill Lynch or approved third- party investment managers’ strategies, funds or portfolios. Brett is also approved as a Defined Contribution Investment Consultant for select Merrill Lynch Advisors. The Defined Contribution Investment Consulting (DCIC) Designation Program is designed to recognize Premier Retirement Benefits Advisors™ with significant, specialized experience to offer 3(21) Fiduciary services and to advise clients on their retirement plan investment line-up. He is a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Brett holds the Certified Investment Management Analyst® (CIMA®) designation and the Chartered Retirement Planning CounselorSM(CRPC®) designation. Brett and his wife, Rachel, reside in Grand Rapids, Michigan with their five children.
Craig Sharp, CFP®Senior Vice President- Wealth Management, Wealth Management AdvisorCraig is one of the founding partners of the Howell & Sharp Group, joining Merrill Lynch in 2000 after teaching economics for five years. Craig focuses on advising individuals, non-profit organizations, foundations, and retirement plans on a wide range of investment management issues. He helps clients develop wealth management strategies through a defined process that includes: goal definition, portfolio development, risk mitigation, performance measurement, income management, tax minimization and liability management. Craig is a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill Lynch or approved third- party investment managers’ strategies, funds or portfolios. He is a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. . Craig is a dedicated advocate for community and the environment and serves as the Chair of the Board of Directors for the Michigan Land Use Institute. He has a BA degree from Hope College and two Masters Degrees from the University of Michigan.Joel Barrett, CFP®, Senior Financial AdvisorJoel has been a financial advisor since 2007 with a focus on managing risk as individuals transfer into retirement. In the retirement plan arena, Joel focuses on educating participants on the risks of longevity and market volatility in relation to their retirement portfolio. He works with institutions and non-profit foundations. Jim Harding, Senior Financial AdvisorJim has been in the financial services industry since 1998 and joined Merrill Lynch in 2006. His builds professional relationships with clients by listening to their concerns and creating investment strategies designed to help them work toward achieving their financial goals. This strategy, adapted to each personal situation, will evolve over time, as life evolves and the financial markets change. He works closely with the needs of pre-retirees, retirees and companies with detailed investment planning using an educational approach. When not working, Jim enjoys spending time with his family, attending his twin boys Cross Country/ Track meets, and their involvement in the theater and music concerts. He is also a member and the Program Director of the Rockford Lions Club. Jeffrey Dykstra, CRPC®, Financial AdvisorJeff joined Merrill Lynch in early 2012 following a prior career with a Fortune 1000 company. His focus is consulting on the financial needs of companies and high net worth individuals. Through his consultative approach he helps develop a working list of clients objectives ranging from investments, lending, tax strategies, and retirement planning. Jeff is a graduate from Grand Valley State University where he received his B.B.A. with an emphasis in Finance. He regularly volunteers as well as serves on the Board of Directors for both Habitat for Humanity and the Community Housing Development Organization. Patricia Broman, Financial AdvisorPatti has been in the retirement plan industry for more than 30 years and joined Merrill Lynch in 2016. She works primarily with retirement plans and plan sponsors. She is committed to understanding the fiduciary responsibilities of plan sponsors and committees. She assists her clients in creating and maintaining a fiduciary process to help ensure they provide successful retirement plan benefits to their employees.Christine Steinmetz, CRPC®, Financial AdvisorChristine joined the Howell & Sharp Group of Merrill Lynch in 2011. She is the team business manager and works with individual clients. She graduated from the Grand Valley State Honors College with a degree in Finance in 2009. Heather Prins, Registered Client AssociateHeather joined the Howell & Sharp Group of Merrill Lynch in 2013. She primarily focuses on client relations and account administration. Heather graduated from Michigan State University where she received her B.B.A. with an emphasis in Human Relations. Sammy Salas-Salinas, Client AssociateSammy joined the Howell & Sharp Group of Merrill Lynch in 2014. He primarily focuses on 401(k) client relations and account administration. Sammy graduated with honors from Davenport University where he received his B.B.A. with an emphasis in Financial Management. Taylor Dewey, Client AssociateTaylor joined the Howell & Sharp Group of Merrill Lynch in 2016. She assists the team with client requests and account administration. She is a West Michigan native and graduated from Grand Valley State University in 2015.Certified Financial Planner Board of Standards, Inc. owns the certification marks CERTIFIED FINANCIAL PLANNERTM and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Investment Management Consultants Association (IMCA®) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA® and Certified Investment Management Analyst® signifies that the user has successfully completed IMCA’s initial and ongoing credentialing requirements for investment management consultants. Chartered Retirement Planning CounselorSMand CRPC® are registered service marks of the College for Financial Planning
Christine Steinmetz is registered to do business in : AK, AZ, CA, CO, CT, DC, FL, GA, IL, IN, KY, LA, MA, MD, MI, MN, MT, NC, NM, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI
Brett Howell is registered to do business in : AK, AL, AR, AZ, CA, CO, CT, FL, ID, IL, IN, KY, MA, MD, MI, MN, MO, MT, NC, NJ, NM, NY, OH, SC, TN, TX, VA, WA, WI
Craig Sharp is registered to do business in : AK, AL, AR, AZ, CA, CO, CT, FL, ID, IL, IN, KY, MA, MD, MI, MN, MO, MT, NC, NJ, NM, NY, OH, SC, TN, TX, UT, VA, VT, WA, WI, WY
Joel Barrett is registered to do business in : AK, AL, AR, AZ, CA, CO, CT, FL, ID, IL, IN, KY, MA, MD, MI, MN, MO, MT, NC, NJ, NM, NY, OH, SC, TN, TX, VA, WA, WI
James Harding is registered to do business in : AK, AL, AR, AZ, CA, CO, CT, FL, ID, IL, IN, KY, MA, MD, MI, MN, MO, MT, NC, NJ, NM, NY, OH, SC, TN, TX, UT, VA, VT, WA, WI, WY
Jeffrey Dykstra is registered to do business in : AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY
Patricia Broman is registered to do business in : IN, MI
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