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50 NORTH LAURA STREET
Learn more about an advisor’s background on FINRA’s BrokerCheck
Wealth Management Advisor
Reg Senior Client Associate
Charles E. Layton III, CRPC®, Senior Vice President-Wealth Management, Wealth Management Advisor, graduated from the University of Georgia in 1963 with a BBA degree in General Business. He began his investment career in 1965, joining Merrill Lynch in 1979. Charles holds the Chartered Retirement Planning CounselorSM designation. His responsiblities are client planning, investment strategies and guidance to help clients meet their financial goals and the structuring and monitoring of client portfolios utilizing the vast resources of the firm.William M. "Mitt" Layton, Assistant Vice President and Investment Associate, attended Florida State University, graduating from Valdosta State University with a BBA degree in Business Management. He became a financial advisor in 1973 and focuses on fixed income investments. Mitt also structures, reviews and monitors client portfolios.Debra A. Guthrie, Registered Senior Client Associate, graduated from Eastern Michigan University with a Bachelor of Science degree in Communication Technology. She joined Merrill Lynch in 1994 and manages client administrative services.Chartered Retirement Planning CounselorSM and CRPC® are registered service marks of the College for Financial Planning.
Charles Layton is registered to do business in : AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, ME, MI, MO, MS, NC, NY, OH, OK, OR, SC, TN, TX, VA, VT, WA, WV
Privacy & Security
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Investment products, insurance and annuity products:
Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.
Merrill Lynch is the marketing name for Merrill Lynch Wealth Management, and Merrill Edge®, both of which are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S"). Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.
Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
MLPF&S and U.S. Trust make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest.