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KEY TOWER50 FOUNTAIN PLAZA
Floor No. 11,
The Siwiec, Ryan, Vita & Associates Group was formed with the purpose of delivering a best in class level of customized service to clients whose lives have become increasingly more complex. Our Group within Merrill Lynch operates much like a boutique - the client experiences a highly customized approach with high touch consultancy. Collectively, we develop personalized strategies to address the complex needs of clients. We deliver highly customized family wealth planning and sophisticated wealth management strategies, while leveraging our talents and the vast resources of Merrill Lynch and Bank of America. Clientele includes families, successful professionals, business owners, trustees and not-for-profits. David J. Siwiec, Senior Vice President, Wealth Management Advisor, Portfolio Manager, has been providing investment advice and services to high net worth private clients, businesses, institutions, not-for-profits, endowments and trusts since 1992. As the primary portfolio strategist for The Siwiec, Ryan & Vita Group, Dave’s role is to provide market analysis and investment guidance for the Group and clients. Dave began his financial career in 1992 after discovering his zeal for investing at Canisius College. Dave maintains a flexible approach to security selection at the individual security level as well as the asset class level. His primary focus is on goal based investing with a bias toward absolute return strategies, with a combination of value, “growth at a reasonable price” and alternative portfolio diversification strategies. Dave has served as a past President of the Bond Club of Buffalo, Board member of the Parkside Community Association and volunteer with the Boys and Girls Clubs. Dave resides in Kenmore and spends time at his farm house in Ellicottville with his wife, Andrea, and three boys, Nate, Tyler and Zachary.
Matthew E. Ryan, Senior Vice President, Senior Financial Advisor, has been providing goal-based financial strategies to individual and business clients since 1999. As the partner responsible for the group's service model, Matt supervises the coordination of client services and the execution of client strategies. Matt has earned the Chartered Retirement Planning CounselorSM (CRPC®) designation as well as being designated an Accredited Asset Management SpecialistSM (AAMS®). He handles business retirement plan design, retirement funding, distribution efficiency and alternative investments, as well as access to banking and home financing for high net worth clients from Bank of America, N.A. At year end, Matt coordinates optimal tax strategies with clients' CPAs and tax preparers. Proud to be a City resident, Matt is active in many pro-Buffalo endeavors. He currently serves on the Hallwalls Contemporary Arts Center board as President and on the Elmwood Village Charter School board of directors as well. He was formerly President of the Allentown Association and of the Alumni Association of his alma mater Buffalo State College. Matt, his wife, Elyse, and daughters Addison and Nora, reside in Parkside in the City of Buffalo. Therese M. Vita, Investment Associate, began her career in financial services in 2002 after practicing law for 10 years in Upstate New York. She oversees business development and marketing communications for the Group. Therese is a CERTIFIED FINANCIAL PLANNER™ professional and has also earned the Chartered Retirement Planning CounselorSM (CRPC®) and Certified Divorce Financial Analyst™ (CDFA™) designations. Now retired from the practice of law, her prior legal experience includes trusts and estates, commercial and residential real estate, and contracts. Therese coordinates retirement, divorce, estate, tax, charitable giving and succession planning with clients’ attorneys. She also coordinates education savings planning, life/long term care insurance analysis and funding, and strategies for wealth preservation and transfer. Therese is a member of the Estate Analysts of Western NY and the Western NY Planned Giving Consortium. She is an alumna of LeMoyne College and Albany Law School, serves on the Rotary Club of Buffalo Foundation Board, and supports several arts organizations. A true supporter of all things Buffalo, she happily resides on the Buffalo Waterfront.Denise Williams, Registered Senior Client Associate and notary public, began her career as a financial services assistant in 2000. She is fully registered and handles all aspects of the Group’s client services. Denise handles questions concerning client statements, account transfers, dividends, checks, VISA® or debit card transactions, appointment scheduling, and other service issues, including the placing of unsolicited trades. In 2012, she was named one of the Top 100 Merrill Lynch Client Associates.* She has also served as a branch coach. She was selected to represent the New England Region in the National Client Associate Advisory Council to Management in 2014. She is a true Western New York sports fan and frequently volunteers for the Leukemia & Lymphoma Society of WNY and for her church as a religious education teacher. Denise resides in Williamsville with her husband Glenn and three daughters.Shay DeSouza, Registered Client Associate, began her career at Merrill Lynch as a financial services assistant in the fall of 2011, after graduating from The University at Buffalo with a concentration in financial analysis. Shay's areas of focus include client service and assisting David Siwiec with portfolio management diagnostics, data management and maintenance. She is the Treasurer of the Buffalo Rotaract Club and recipient of the 2010 Buffalo Rotary Youth Leadership Award. Shay resides in Buffalo. Some or all alternative investments may not be suitable for certain investors.Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.Chartered Retirement Planning CounselorSM and CRPC® and Accredited Asset Management SpecialistSM and AAMS® are registered service marks of the College for Financial Planning. Certified Divorce Financial Analyst™ and CDFA™ are trademarks of The Institute for Divorce Financial Analysts™. Neither Merrill Lynch nor its Financial Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their professional advisors.* The Top 100 Client Associates (CAs) Merrill Lynch internal Service Quality award is an annual program ranking FINRA-registered CAs for overall client satisfaction, breath of relationships, online delivery services and good standing with the firm.
Wealth Management Advisor
Senior Vice President-Wealth Management
Senior Financial Advisor
Reg Senior Client Associate
Reg Client Associate
Matthew Ryan is registered to do business in : AK, AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, MA, MD, MO, NC, NH, NJ, NM, NY, OH, PA, SC, TN, TX, VA, VT, WI
David J. Siwiec is registered to do business in : AK, AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, MA, MD, MO, NC, NH, NJ, NM, NY, OH, PA, SC, TN, TX, VA, VT, WI
Privacy & Security
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Investment products, insurance and annuity products:
Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.
Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
MLPF&S and U.S. Trust make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest.