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2548 A BEACH BOULEVARDBILOXI,
The Merrill Lynch- MS Gulf Coast Office offers you the experience that comes from being exposed over many years to virtually every financial situation a client may face. We use that knowledge to provide individualized attention, customized advice and guidance, and access to Merrill Lynch’s vast resources.We welcome the opportunity to demonstrate how our experience can make a significant difference in your life through strategies such as wealth preservation and growth, cash flow consistency, retirement opportunities, wealth transfer and philanthropic endeavors. As the largest office on the coast, we will use our experience to help you manage risk and address your short- and long-term financial goals.Pat Kergosien is the Senior Resident Director of the MS Gulf Coast Office. He began his Merrill Lynch career as a Financial Advisor in Gulfport in 1987 and assumed the additional responsibilities of managing the office as Resident Director in 2002. Pat earned a Bachelor of Science degree in Finance from the University of Southern Mississippi while he was actively engaged in athletics and was inducted into the universities M-Club Sports Hall of Fame in 2009. He also serves on the Board of Directors at The St. Stanislaus Progression Corporation. He and his wife of 30 years, Hope, live in Bay St. Louis and have four children – Erin(Paul), Kristin(Nathan), Jaynie and Pierce. Our most deeply held commitment and tradition is that clients’ interests come first. We are prepared to use our experience and move quickly as your goals change, family or businesses situations develop and new financial commitments arise.We will maintain contact with you to help anticipate your needs and adjust your strategies accordingly. Earning your trust is our goal, and we encourage you to contact our office for answers and discussions at any time. We support our communities as volunteers and sponsors of local charities, including the arts, children’s programs, and health-oriented activities.
Privacy & Security
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Investment products, insurance and annuity products:
Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.
Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
MLPF&S and U.S. Trust make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest.