Knowing how to invest is one thing. Living off your investments is another.

Merrill Lynch advisors can help you develop an income strategy to live the retirement life you want

Find an advisor

Merrill Lynch advisors can help you develop an income strategy to live the retirement life you want.

A personal approach

Our focus is on your life and priorities. Not just your portfolio. That's why we start by learning about you.

Trust & transparency

We'll let you know exactly what you're getting. That means clarity around fees, risks and possible outcomes.

Power behind your goals

Your advisor will help you grow your portfolio using the award-winning researchFootnote 1, data and on-the-ground observations.

Beyond investments

When you bank with Bank of America and invest with Merrill Lynch you can view your banking and investing with one login.

Whenever & wherever

You'll always have access to the guidance you need whether it's high tech, high touch or a combination of the two.

Get your complimentary goals assessment

Connect with one of our financial advisors to get started. You can search for one in your area or connect via LinkedIn.

How will you help me reach my retirement goals?

Helping you reach your retirement goals is bigger than just focusing on stocks and the markets - it's about understanding your priorities and what matters most to you. That's why we've pioneered a personal approach to retirement and investing. Through honest, meaningful conservations and a proprietary process that combines your goals with your attitudes toward risk and money, your Merrill Lynch advisor will help you develop a retirement income strategy designed to help you live the retirement life you want.

How will you help me build my retirement financial strategy?

Backed by a team of Merrill Lynch investment professionals, and informed by #1 ranked BofA Merrill Lynch Global Research, your financial advisor will help you navigate the complexity of retirement as you transition from investing for your future, to living off your assets. With access to the industry-leading research, advanced analytics and actionable insights, your retirement strategy will be built with a consistent approach designed to identify opportunity while helping to protect your assets in a constantly changing world. And that retirement strategy will be periodically monitored and adjusted over time to make sure you stay on course, as your life and the markets change.

What about risk?

Your financial advisor will have an open conversation with you to understand the level of risk you are comfortable with for each of your unique goals. Next, your advisor will design and clearly explain a comprehensive investing strategy that considers your risk tolerance, liquidity needs and investment time horizon and discuss possible outcomes for each recommended strategy. And, of course your investing strategy will be updated to keep up with changing needs over time.

What will working with Merrill Lynch cost?

We believe trust comes from transparency. With straightforward pricing, you'll know what to expect before you start working with us, whether you choose to invest in a managed portfolio via the Merrill Lynch Investment Advisory Program or whether you choose to open a Merrill Lynch Brokerage account. And our clear and easy to understand statements mean you'll always know exactly what you're paying.