Every journey to retirement is unique.
Start yours with Merrill.

Let a Merrill advisor help guide you with our investment strategies, resources and tools to give you clarity in every phase of your retirement planning.

Explore resources for when you’re:

Saving for retirement
Nearing retirement
In retirement

  • The future of Social Security and how to prepare

    As questions about Social Security grow, how younger Americans save for retirement is even more critical. Learn how to strengthen your financial future here.

  • Are you saving enough for retirement?

    Identify a savings target that fits your goals, priorities and aspirations. Figure out how much you will need by following these four steps.

  • Should you dip into your 401(k)?

    Borrowing or taking a distribution from your 401(k) to cover short-term needs could cost you more in the long run. Read more.

Tools to plan your future

Shaping your path forward starts today. Our impressive digital tools are designed to get you thinking about your goals.

Middle age man holding a baby on his lap scrolling on a red smart phone

Find the right retirement solutions for you

When it comes to saving for the future, having the right retirement plan can make all the difference. Merrill offers a variety of solutions depending on your personal situation.

Explore retirement solutions

Ready to get started? Connect with an advisor.

 

 

Have us contact you

We can have an advisor connect with you.

Loading...
Contact me

Phone

Loading...

Email

View your advisor

Try Merrill Advisor Match

Or, use a more personalized way to choose an advisor.

Loading...
Match with advisors

Phone

Loading...

Email

View your advisor

Information for:

Corporations & Institutions Job Seekers Media & Journalists Shareholders

Get in touch:

Contact Us

Connect with ML®:

Investment, insurance and annuity products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity

Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. Additional information is available in our Client Relationship Summary. 

This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

Trust, fiduciary and investment management services, including assets managed by the Specialty Asset Management team, are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.

Bank of America Private Bank is a division of Bank of America, N.A.

U.S. Trust Company of Delaware is a wholly owned subsidiary of Bank of America Corporation.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

© Bank of America Corporation. All rights reserved.

Patent: patents.bankofamerica.com

6943746-EXP-2026-02-26
X

You need to answer some questions first

Then we can provide you with relevant answers.

Get started