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WOMEN & FINANCIAL WELLNESS: BEYOND THE BOTTOM LINE
Women have been driving change in the labor market, the workplace, and the home. But there are still key opportunities for continued growth.
41% of women wish they had invested more of their money1
Explore the unique financial journeys of women and gather insights to prepare for your own financial future.
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How wide is the earnings gap?
When looking at key stages of life like parenting and caregiving, women are far likelier to take time off from their jobs than men. How does that translate financially?
$1,055,000Cumulative lifetime earnings gap between men and women at retirement age2
Men's Time
Women's Time
Based on earnings from ages 23 to 65.3
Earning
Caregiving for Parent
Parenting
Caregiving for Spouse
Retirement
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How confident are women about investing?
While women's confidence in other financial matters is equal to or greater than men's, investing is an opportunity for many women to expand their expertise and experience.
When it comes to managing investments, only about half (52%) of women say they are confident, compared to 68% of men.4
Investing confidence across asset levels
43%
56%
65%
76%
75%
90%
Women
Men
Under $100K
$100K - $249K
$250K +
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Where are women's financial priorities centered?
Financial priorities are ultimately about individual needs and goals. It's clear that women are seeking opportunities to link their investments to those priorities.
FAMILY
77% of women say they see money in terms of what it can do for their families.5
FINANCES
HEALTH
WORK
HOME
LEISURE
GIVING
Your unique priorities need a personalized financial plan centered on your goals. Consider working with a financial professional to create that plan. We are here to help you take the first step.
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We have the insights and expertise to help you prepare for your financial future.
Get the full report Find a financial advisor Want to explore more? Back to top
1) Base Women 18+ excluding NAs (select all that apply)
2) Source: Bureau of Labor Statistic; TED: The Economics daily, Median usual weekly earnings of women and men who are full-time wage and salary workers, by age, 2016 annual averages. Age Wave Analysis.
3) Age Wave Estimate, Bereau of Labor Statistics, Number of Jobs, Labor Market Experience, and Earnings Growth: Results from A National Longitudinal Survey, 2017
4) Base: Women and men 18+ (percent agree)
5) U.S Trust, Insights on Wealth and Worth, 2017
Age Wave and Merrill Lynch, Women & Financial Wellness: Beyond the Bottom Line, 2018
Age Wave is not affiliated with Bank of America Corporation.
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