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7 key retirement deadlines you won’t want to miss

Taking steps at each of these stages on the road to retirement could potentially help you maximize your income, minimize your taxes and avoid additional early-withdrawal federal taxes and potentially lower Social Security benefits

 

YEARS BEFORE MANY PEOPLE RETIRE, key dates and deadlines pop up — things like being able to make catch-up contributions to your 401(k) plan account and IRA starting the calendar year you turn age 50 and signing up for Medicare Part A at age 65, even if you’re still working. If you aren’t aware of them, they’re easy to miss. Below are seven important stops along the way to retirement readiness.

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Consult your tax advisor, as there are phase-out ranges for IRA contribution deductibility based on modified adjusted gross income (MAGI) ranges that are published annually and correspond to your federal tax filing status (married, filing jointly; married, filing separately; or single) and whether you or your spouse participate in an employer-sponsored retirement plan.

 

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

 

Bank of America is a marketing name for the Retirement Services business of Bank of America Corporation.

 

This material should be regarded as general information on Healthcare and Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

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