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  1. Investing for Income—Not Just Growth
    finances

    Investing for Income—Not Just Growth

    These ideas can help as you look to create a steady stream of income for retirement and other cash-dependent goals

  2. How to Maintain Your Balance in an Up-and-Down Market
    finances

    How to Maintain Your Balance in an Up-and-Down Market

    These 3 tips can help you tune out the noise and stay focused on your goals, says this behavioral finance expert

  3. Early Adulthood: The Pursuit of Financial Independence
    family

    Early Adulthood: The Pursuit of Financial Independence

    70% of early adults received financial support from their parents in the last year

  4. Invest in Yourself: See our financial tips, resources (and inspiration) for women
    finances

    Invest in Yourself: See our financial tips, resources (and inspiration) for women

    We're here to help with ongoing insights and experience specifically for women investors.

  5. Smart Ways to Pay Back Your Student Loan
    finances

    Smart Ways to Pay Back Your Student Loan

    What comes after graduation day? The job of repaying the cost of college. That often involves hard choices, but with a solid strategy you can tackle your debts without jeopardizing your future.

  6. Keep the Joy of Giving Alive Year-Round with a Donor-Advised Fund
    giving

    Keep the Joy of Giving Alive Year-Round with a Donor-Advised Fund

    Donor-advised funds are "a one-stop shop" for managing your charitable giving, offering convenience, flexibility and tax advantages.

  7. The Best Retirement Advice? Be Flexible
    finances

    The Best Retirement Advice? Be Flexible

    In revealing audio clips, clients share the unexpected challenges they found in later life—and the financial choices they made to adjust.

  8. Smart Ways to Transfer the Family Business
    giving

    Smart Ways to Transfer the Family Business

    Three ways to create a meaningful legacy, while generating a healthy retirement income for yourself

  9. 5 Top Reasons People Turn to an Advisor (And Why You Shouldn’t Wait)
    finances

    5 Top Reasons People Turn to an Advisor (And Why You Shouldn’t Wait)

    Buying a home? Paying for college? Retiring soon? Planning ahead can help you prepare for your financial goals and any unexpected challenges that may come your way.

  10. Health Savings Accounts Explained
    health

    Health Savings Accounts Explained

    Answers to 9 questions many people have—from who's eligible to what costs HSAs can help you cover

  11. The Bulletin
    finances

    The Bulletin

    Financial tips, trends and insights to help you plan for the priorities—like your health, home, family, work, even leisure—that matter most to you

  12. Investor Ed: Two Ways to Rebalance Your Portfolio
    markets

    Investor Ed: Two Ways to Rebalance Your Portfolio

    Regularly reviewing and adjusting your investment allocations is a must in today’s markets. Here’s a guide to getting started.

  13. Market Decode:  Balancing Risk and Reward with Asset Allocation
    markets

    Market Decode: Balancing Risk and Reward with Asset Allocation

    Senior investment strategist Marci McGregor explains how asset allocation can help you find the right mix of stocks, bonds and cash to match your risk tolerance—especially when the markets get volatile

  14. What Should You Do When the Markets Get Volatile?
    finances

    What Should You Do When the Markets Get Volatile?

    Market swings can be unnerving, but they shouldn’t distract you from staying focused on your financial goals. We spoke with Niladri Mukherjee, head of CIO Portfolio Strategy, Bank of America Global Wealth and Investment Management, for his insights.

  15. How Do You Want to Be Remembered?<br>
    family

    How Do You Want to Be Remembered?

    Use these tips to put plans in place that can help protect your family and secure your legacy

  16. Volatility in Pictures: Focus on the Rebounds
    finances

    Volatility in Pictures: Focus on the Rebounds

    Knowing when and how markets have recovered during past downturns can help investors today

  17. The Basics Q&A: Staying Covered Until Medicare Kicks In
    health

    The Basics Q&A: Staying Covered Until Medicare Kicks In

    Q: If I retire before I’m eligible for Medicare, how can I replace the health insurance coverage I received from my employer?

  18. 2018 U.S. Trust Study of High Net Worth Philanthropy<sup>1</sup>
    giving

    2018 U.S. Trust Study of High Net Worth Philanthropy1

    Conducted in partnership with the Indiana University Lilly Family School of Philanthropy

  19. Empty Nesters: Move or Stay Put?
    home

    Empty Nesters: Move or Stay Put?

    Do your homework before deciding where to live in retirement. These tips can help.

  20. Digital Defense: Keeping Your Family Safe Online
    family

    Digital Defense: Keeping Your Family Safe Online

    As our lives become more and more digital, families face increasing threats of cybercrime. Here are some ways to secure your online activities and avoid becoming a victim.

  21. Give Thoughtfully—and Get the Kids Involved
    giving

    Give Thoughtfully—and Get the Kids Involved

    By devoting their lives to philanthropic causes, Martha and Don Farley set an example not just for their children and grandchildren but for every family

  22. Women, Life & Money: 4 Quick Tips to Help You Succeed
    finances

    Women, Life & Money: 4 Quick Tips to Help You Succeed

    From juggling family and career to managing stress and making a difference, these videos offer ideas you can put into action right now

  23. Save More for Retirement with These 5 Tips
    finances

    Save More for Retirement with These 5 Tips

    Even if you're juggling other financial goals, there are steps you can take to help you get back on track.

  24. The Basics Q & A: Taxes and Your IRA
    finances

    The Basics Q & A: Taxes and Your IRA

    Q: Which is the better way to save for retirement - a traditional IRA or a Roth IRA?

  25. Market Decode: Volatility Is Not a Roller Coaster. Here's Why.
    markets

    Market Decode: Volatility Is Not a Roller Coaster. Here's Why.

    While volatility is often compared to the iconic carnival ride, there are some important differences. Here’s what you need to know.

  26. Health & Aging: Is Your Family Ready to Cover the Costs?
    health

    Health & Aging: Is Your Family Ready to Cover the Costs?

    Use these four questions as a guide to help plan ahead for future medical and caregiving needs

  27. The Bank of America Charitable Gift Fund
    giving

    The Bank of America Charitable Gift Fund

    Overview

  28. The Merrill Lynch Perspectives Podcast
    finances

    The Merrill Lynch Perspectives Podcast

  29. Your Guide to Medicare: 5 Key Questions Answered
    health

    Your Guide to Medicare: 5 Key Questions Answered

    The information you may need to activate coverage for yourself or your parents

  30. The Financial Journey of Modern Parenting
    family

    The Financial Journey of Modern Parenting

    Parenting is a rewarding lifetime commitment that takes us on a complex and challenging financial journey. Preparing early on can make all the difference later.

  31. Volunteer Vacations: Give Back While Getting Away
    leisure

    Volunteer Vacations: Give Back While Getting Away

    For your next trip, think about combining seeing the sights with doing something to make the world a little better. It may require some extra planning, but the rewards can be immense.

  32. Why It’s Not ‘Business As Usual’ for Women Entrepreneurs
    work

    Why It’s Not ‘Business As Usual’ for Women Entrepreneurs

    They overcome financial hurdles to start businesses at twice the rate of men. How women do it offers lessons for all aspiring entrepreneurs.

  33. What Makes People Vulnerable to Elder Fraud?
    family

    What Makes People Vulnerable to Elder Fraud?

    Research supported by Merrill Lynch provides some unexpected clues that could help you protect your loved ones

  34. The Basics Q&A:
    family

    The Basics Q&A: "Mommy, Are We Rich?"

    Q: My five-year-old daughter recently asked me about our financial situation. What's the best way to respond?

  35. Retire Ready—or Not?
    finances

    Retire Ready—or Not?

    Enjoy these cartoons—then click through to articles that can help you get better prepared for retirement, financially and otherwise.

  36. The Basics Q&A: Should I Borrow From My 401(k)?
    finances

    The Basics Q&A: Should I Borrow From My 401(k)?

    Q. I need a large amount of cash—more than I have in my savings account. Should I tap into my 401(k)?

  37. 6 Tax Tips for Small Business Owners
    finances

    6 Tax Tips for Small Business Owners

    Here’s what you and your tax professional should be discussing in order to help reduce your tax liability for 2018 and beyond.

  38. 8 Tax Tips That Could Save You Money This Year
    finances

    8 Tax Tips That Could Save You Money This Year

    Starting with your 2018 tax year, the laws have changed substantially. Tax accountant Vinay Navani offers ideas you can share with your tax professional to potentially reduce your tax liability.

  39. Market Decode: Is Impact Investing Right for You?
    markets

    Market Decode: Is Impact Investing Right for You?

    Ways you can combine a desire to have a positive impact on the world with investing for your future

  40. Should You Give Cash As a Wedding Gift?
    giving

    Should You Give Cash As a Wedding Gift?

    Online registries make it easier than ever to do so—and couples may welcome the financial help, says our head of behavioral finance

  41. 7 Key Retirement Dates You Won't Want to Miss
    finances

    7 Key Retirement Dates You Won't Want to Miss

    Taking steps at each of these key stages on the road to retirement could help you maximize your income, minimize your taxes and avoid penalties

  42. Checklist: 7 Things Every Alzheimer's Caregiver Should Know
    health

    Checklist: 7 Things Every Alzheimer's Caregiver Should Know

    Use these tips to help you keep your loved ones safe as you manage the financial aspects of caregiving

  43. Can You Afford to Be a Stay-at-Home Parent?
    work

    Can You Afford to Be a Stay-at-Home Parent?

    Here are a few issues to consider—plus some strategies that could help you manage your finances during your career break

  44. The Basics Q&A: Paying Off Grad School Debt
    finances

    The Basics Q&A: Paying Off Grad School Debt

    Q: I’m going to graduate from med school with a lot of student loan debt. How can I make it more manageable?

  45. Millennial Motivation
    giving

    Millennial Motivation

  46. Widowhood: The Loss Couples Rarely Plan for—and Should
    family

    Widowhood: The Loss Couples Rarely Plan for—and Should

    No one is ever ready, emotionally, for the death of a spouse. But you can prepare financially for the decision-making and reduced income you may someday face.

  47. 6 Classic Elder Fraud Scams—and How You Can Help Prevent Them
    family

    6 Classic Elder Fraud Scams—and How You Can Help Prevent Them

    Use these tips to help you protect your loved ones from the threat of financial fraud increasingly targeting older Americans.

  48. Do You Have a Retirement <BR> Spending Plan?
    finances

    Do You Have a Retirement
    Spending Plan?

    Saving and investing is just the first step in retirement planning—creating a plan to draw down that money is the next challenge. These tips can help.

  49. Remarriage in Retirement: What to Consider Before Saying 'I Do'
    family

    Remarriage in Retirement: What to Consider Before Saying 'I Do'

    Think about these financial issues before walking down the aisle again

  50. 5 Top Encore Careers—and Ways to Pay for the Retraining You May Need
    work

    5 Top Encore Careers—and Ways to Pay for the Retraining You May Need

    Reinventing yourself sometimes requires reeducating yourself. Consider these ways to pay for your encore education.

  51. Women: Putting Their Money Where Their Values Are
    giving

    Women: Putting Their Money Where Their Values Are

    Highlights of Women's Giving and Impact Investing in the U.S.

  52. Looking Ahead at the Future of Giving Back
    giving

    Looking Ahead at the Future of Giving Back

    An inspirational day where the world's most prominent donors and change makers came together with a shared desire to better the world—and to alter it for good.

  53. Beyond Stocks and Bonds
    finances

    Beyond Stocks and Bonds

    Alternative Investments Have the Potential to Enhance Performance and Help Smooth Portfolio Volatility

  54. Creating long term value in your portfolio with Impact Investing
    finances

    Creating long term value in your portfolio with Impact Investing

  55. Financial Etiquette: Who Pays for What on Vacation?
    leisure

    Financial Etiquette: Who Pays for What on Vacation?

    These 3 tips can help you avoid misunderstandings when traveling with family or friends

  56. The Basics Q&A: How Much Can We Spend on Travel in Retirement?
    leisure

    The Basics Q&A: How Much Can We Spend on Travel in Retirement?

    Traveling is one of the joys of retirement. Here’s how to plan for the added expense without jeopardizing your other retirement goals.

  57. Snap Stat: How’s That Vacation Working for You?
    leisure

    Snap Stat: How’s That Vacation Working for You?

  58. Why Women Need to Talk About Money
    finances

    Why Women Need to Talk About Money

    Three reports from Bank of America track women’s financial journeys, their contributions to the economy—and the challenges they still face

  59. What’s the Best Financial Advice Your Mom Ever Gave You?
    finances

    What’s the Best Financial Advice Your Mom Ever Gave You?

    Hear what others had to say in this video celebrating mothers everywhere

  60. 5 Easy Steps to Downsize Your Stuff
    home

    5 Easy Steps to Downsize Your Stuff

    Moving or decluttering? This checklist can help you decide what to keep, sell or give away.

  61. Women & Financial Wellness : Beyond the Bottom Line
    finances

    Women & Financial Wellness : Beyond the Bottom Line

    Women have been driving change in the labor market, the workplace, and the home. But there are still key opportunities for continued growth.

  62. Divorce in Mid-Life: Fresh Starts, New Financial Challenges for Women
    family

    Divorce in Mid-Life: Fresh Starts, New Financial Challenges for Women

    When a marriage ends, women often see a larger drop in income than men. Consider these key points as you make decisions about splitting your finances as well as your lives.

  63. Tips, Stats—and True Stories—to Help You Retire Ready
    finances

    Tips, Stats—and True Stories—to Help You Retire Ready

  64. Healing Vets, Rescuing Dogs
    giving

    Healing Vets, Rescuing Dogs

    How one woman fulfilled her vision for helping both returning soldiers and shelter animals

  65. Health Perks at Work
    work

    Health Perks at Work

    PPOs, FSAs, HSAs and more—the range of health-care options employers offer can be confusing. Here's a guide to help you decide what might work best for you and your family.

  66. Selling Your Home? 3 Ways to Improve Its Curb Appeal
    home

    Selling Your Home? 3 Ways to Improve Its Curb Appeal

    Sprucing up the exterior of your house could increase its value—and shorten the time it stays on the market

  67. Should I Rent or Own?
    home

    Should I Rent or Own?

    It's an important but not always easy decision to make. Our expert looks at three essential questions to ask yourself before deciding which option is right for you.

  68. Could Your Home Help Fund Your Retirement?
    home

    Could Your Home Help Fund Your Retirement?

    Many people live in their most valuable asset. Here’s how its value could help you retire on your terms.

  69. Choosing a Retirement Community: 7 Questions to Ask First
    home

    Choosing a Retirement Community: 7 Questions to Ask First

    Whether you're considering a move for yourself or for your parents, it's a crucial decision—and mistakes could be costly

  70. Money Conversations Worth Having with Your Family
    family

    Money Conversations Worth Having with Your Family

  71. 3 Ways Trusts Can Protect Your Family
    giving

    3 Ways Trusts Can Protect Your Family

    They can be an efficient way to provide the next generation with a financial legacy—in addition to other benefits you may not have considered

  72. 3 Generations Under 1 Roof
    family

    3 Generations Under 1 Roof

    When an extended family lives together, you need a plan to manage costs and keep everyone happy

  73. The Basics Q&A: What Expenses Can a 529 College Savings Account Cover?
    finances

    The Basics Q&A: What Expenses Can a 529 College Savings Account Cover?

    Q: I just opened a 529 account for my daughter. How can I use it?

  74. 4 Big Retirement Risks—and How to Prepare for Them
    finances

    4 Big Retirement Risks—and How to Prepare for Them

    You can't control unexpected events in your life or in the markets, but these tips can help you limit their impact

  75. Unlocking the Value of Your Home
    home

    Unlocking the Value of Your Home

  76. How to Calculate Your Home Equity—and Why It Matters
    home

    How to Calculate Your Home Equity—and Why It Matters

    As prices rise or fall in your area, your home equity also shifts. Here's a quick guide to figuring out how much you have, plus tips for increasing it.

  77. How Your Home Can Help You 'Renovate'  Your Finances
    home

    How Your Home Can Help You 'Renovate' Your Finances

    A house is more than a place to live and raise your family. Here are some ways the equity you've built up could help you pursue other important goals.

  78. Are You the 'Family Bank'?
    family

    Are You the 'Family Bank'?

    When to say yes—and how to say no—if family members turn to you for financial support.

  79. The Basics Q&A: Can I Get a Home Office Tax Deduction?
    work

    The Basics Q&A: Can I Get a Home Office Tax Deduction?

    Q: I do most of my work from home. Do I qualify for a home office tax deduction?

  80. Personal Essay: Is Alzheimer's in My Future?
    family

    Personal Essay: Is Alzheimer's in My Future?

    This twenty something learned the value of financial preparedness, and much more, as he watched his grandfather disappear into the fog of Alzheimer's

  81. Snap Stat: The Big Chill-Out
    work

    Snap Stat: The Big Chill-Out

  82. Can a Marriage of (Financial) Opposites Last?
    family

    Can a Marriage of (Financial) Opposites Last?

    You bet, says this couple, who have been married for more than four decades. Here, they share their secrets.

  83. Are We on the Brink of an Eldercare Crisis?
    family

    Are We on the Brink of an Eldercare Crisis?

    A shortage of home health aides is putting pressure on families coping with caregiving

  84. Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer
    family

    Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer

    Even newlyweds can benefit from having this conversation. The sooner you come to an agreement, the easier it will be for you to put a plan in place to pursue your goals.

  85. Personal Essay: Honey, I Shrunk Our Home!
    home

    Personal Essay: Honey, I Shrunk Our Home!

    Though many people resist the idea of moving to smaller digs, this writer is looking forward to the pleasures of downsizing.

  86. Renovate Your Home Without Wrecking Your Budget
    home

    Renovate Your Home Without Wrecking Your Budget

    These remodeling do's and don'ts could help you make the most of your home—and potentially even increase its resale value

  87. Picking a College Major That Matters (and Pays)
    work

    Picking a College Major That Matters (and Pays)

    A quick guide to help you determine where the jobs are—and what kind of work you might like to do

  88. Retiring Abroad? Here's What You Need to Know
    home

    Retiring Abroad? Here's What You Need to Know

    Relocating to another country requires careful planning—financial and otherwise. These 8 questions can help.

  89. Are You Ready to Buy Your First Home?
    home

    Are You Ready to Buy Your First Home?

    Answering these seven questions can help you figure out whether it's the right move for you to make now

  90. Why Make Your Heirs Wait?
    giving

    Why Make Your Heirs Wait?

    Giving your children their inheritance now, instead of passing it on in a will, can be very satisfying. Here are some things to consider before fast-tracking your legacy.

  91. Finances in Retirement: New Challenges, New Solutions
    finances

    Finances in Retirement: New Challenges, New Solutions

  92. Explore “Leisure in Retirement: Beyond the Bucket List”
    leisure

    Explore “Leisure in Retirement: Beyond the Bucket List”

  93. Four Reasons to Use a Trust
    finances

    Four Reasons to Use a Trust

    Andy Friedman of The Washington Update discusses how trusts can help you provide for the people and causes you care most about whatever – your net worth

  94. Same-Sex Marriage: The Financial Benefits
    family

    Same-Sex Marriage: The Financial Benefits

    Here's why a growing number of couples are considering tying the knot in the wake of the Supreme Court's landmark decision on marriage equality

  95. Checklist: 7 Questions Every Advisor Should Be Able to Answer
    finances

    Checklist: 7 Questions Every Advisor Should Be Able to Answer

    Whatever your priorities, this can help you find someone who understands you and has the resources to help you manage your financial life

  96. 7 Money-Saving Tips for Holiday Shopping
    leisure

    7 Money-Saving Tips for Holiday Shopping

    Buying presents for family and friends can be expensive. These strategies could help you save money as you search for the perfect gifts.

  97. Holiday Travel: Ways to Save Money—and Reduce Stress
    leisure

    Holiday Travel: Ways to Save Money—and Reduce Stress

    Advice from an expert on how not to let crowds, delays, high prices and bad weather get you down

  98. Will Your Social Security Benefits Be Taxed?
    finances

    Will Your Social Security Benefits Be Taxed?

    For many people, the answer is yes – but these strategies could help you minimize the hit on your retirement income

  99. Social Security: Aiming for Smarter Payments
    finances

    Social Security: Aiming for Smarter Payments

    Delaying your benefits for as long as you can could give you greater income for life. But is it the right move for you? These insights can help.

  100. Keep Tabs on Your Finances Wherever You Are
    leisure

    Keep Tabs on Your Finances Wherever You Are

    Merrill Lynch mobile applications and social media channels allow you to stay informed 24/7 around the world.

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