Pursuing your commercial real estate ownership goals
To help you pursue your commercial real estate ownership goals, your advisor can refer you to a Bank of America credit executive who will draw upon these strengths: regional knowledge of the real estate market, expertise in financial services and the extensive resources of a leading financial institution.
At Bank of America, we view borrowing for the purchase of investment real estate as a strategic financial tool. Bank of America can assist clients looking to diversify their balance sheet or investment portfolio. Bank of America offers access to financing for a variety of commercial investment real estate properties, including but not limited to:
- Apartments (non-owner occupied)
- Farm, ranch and timberland
- Industrial properties
- Office buildings
- Retail centers
- Owner occupied commercial real estate
Investing in real estate may enhance your overall financial strategy through:
Diversification1 — Investment in real estate can contribute to a well-balanced, diversified strategy because its performance is often not correlated to the equity markets.
Cash flow — Real estate investments can help create a stable cash flow source for retirement and other needs.
Favorable tax treatment2 — Taxpayers who itemize deductions may be able to deduct investment interest when the loan is used to purchase property held for investment.
Customized Financing Options and Risk Management
Bank of America's underwriting sophistication and capabilities can create financing based on your unique needs. The Bank of America credit executives have the knowledge and product expertise to create a customized, flexible loan structure based on your balance sheet, asset allocation, cash flow, tax considerations and general wealth-building objectives.
Bank of America offers a comprehensive array of financing solutions with competitive features and terms — from the traditional to the complex. Bank of America also offers variable-rate financing options and interest rate hedging strategies. A customized credit solution that includes an interest rate swap, cap, collar, or other flexible strategy may help you manage interest rate risk while helping to meet your income and borrowing requirements.3
Dedicated Advice and Access
Investment real estate lending at Bank of America offers you a broad range of experience and the ability to bring you choices and flexibility many other providers don't offer. At Bank of America, we understand real estate, and our Bank of America credit executives can assist you with many different property types, providing guidance and access to the appropriate type of financing for you.
The Resources of a Leader
In addition to customized commercial real estate financing, Bank of America can deliver access to a wide spectrum of credit capabilities and a depth of resources, expertise and capital strength that few financial institutions can match.
The critical dimension Bank of America brings to this relationship is a high level of personal service, because you work with knowledgeable credit executives who seek to ensure that your credit strategy effectively complements the other key components of your financial plan. Bank of America has the flexibility to fund significant loans while offering competitive terms and interest rates. Because time may be a critical factor as you evaluate different financing options, Bank of America provides a prompt and informed response to all credit requests.
Considerations and Risks
- Customized lending solutions involve special risks and may not be appropriate for all clients.
- Customized lending solutions may be subject to additional credit and legal approval.
- Clients should consult with their independent attorney, tax advisor and investment manager before implementing any financial, tax or estate planning strategy.
- Clients should also consider their portfolio diversification requirements, time horizon, risk tolerance, debt tolerance, tax situation and any cash flow and appreciation objectives they may have.
To learn more, contact an advisor who will refer you to a Bank of America credit executive.
9am - 9pm Eastern, Monday - Friday
3 Hedging strategies can result in higher return potential but also higher loss potential. Prospective investors are required to meet certain qualifications and acknowledge that they understand the risks associated with certain hedging strategies may not be suitable for all investors.
Credit facilities are provided by Bank of America, N.A., Member FDIC, its subsidiaries or other bank subsidiaries of Bank of America Corporation, each an Equal Opportunity Lender. All loans and collateral are subject to credit approval and may require the filing of financing statements or other lien notices in public records. Asset-based and securities-based financing involves special risks and is not for everyone. When considering an asset-based and/or securities-based loan, consideration should be given to individual requirements, asset portfolio composition, and risk tolerance, as well as capital gains, portfolio performance expectations and investment time horizon. For any loan with securities collateral, the securities or other assets in any collateral account may be sold to meet a collateral call as provided in the definitive loan documents and the client is not entitled to choose which securities or other assets will be sold. A complete description of the loan terms will be found in the individual credit facility documentation and agreements. Clients should consult with their own independent tax and legal advisors.
Credit and collateral subject to approval. Terms and conditions apply. Programs, rates, terms and conditions subject to change without notice. Equal Housing Lender.