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Interested in purchasing or refinancing a ranch, farm or vineyard?


Real estate is more than just the home you live in. Real estate holdings can include ranches, farmland, vineyards, equestrian properties, and timber.


Whether you are looking to tap into the value of recreational real estate in your portfolio or are looking to make a purchase, finding the right loan provider is key. Bank of America has dedicated specialists who can evaluate and help structure a loan that complements your cash flow and larger financial strategy.


We welcome the opportunity to discuss any recreational lending needs you may have. We can engage a Bank of America Credit Executive to help us explore your lending options and see if a real estate loan could enhance your broader financial strategy.


As a client of Merrill, you will enjoy access to the benefits of Bank of America financing tailored to your particular real estate investment goals. 


It’s important to review the considerations and risks noted below when evaluating if Bank of America customized lending solution could be right for you.


  • Customized lending solutions involve special risks and may not be appropriate for all clients.
  • Customized lending solutions may be subject to additional credit and legal approval. 
  • Clients should consult with their independent attorney, tax advisor and investment manager before implementing any financial, tax or estate planning strategy.
  • Clients should also consider their portfolio diversification requirements, time horizon, risk tolerance, debt tolerance, tax situation and any cash flow and appreciation objectives they may have.


Contact your advisor to explore if customized lending might be right for you.

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Nonfinancial assets, such as closely held businesses, real estate, oil, gas and mineral properties, and timber, farm and ranch land, are complex in nature and involve risks including total loss of value. Special risk considerations include natural events (for example, earthquakes or fires), complex tax considerations and lack of liquidity. Nonfinancial assets are not suitable for all investors.


Credit facilities are provided by Bank of America, N.A., Member FDIC, its subsidiaries or other bank subsidiaries of Bank of America Corporation, each an Equal Opportunity Lender. All loans and collateral are subject to credit approval and may require the filing of financing statements or other lien notices in public records. Asset-based financing involves special risks and is not for everyone. When considering an asset-based loan, consideration should be given to individual requirements, asset portfolio composition, and risk tolerance, as well as capital gains, portfolio performance expectations and investment time horizon. A complete description of the loan terms will be found in the individual credit facility documentation and agreements. Clients should consult with their own independent tax and legal advisors.


Credit and collateral subject to approval. Terms and conditions apply. Programs, rates, terms and conditions subject to change without notice. Equal Housing Lender.Home Icon for Equal Housing Lender


Banking, mortgage and home equity products offered by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 



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