Find the balance between today’s needs and tomorrow’s goals.
People are living longer. They’re more adventurous. And health care costs are increasing.
Investing involves risk. There is always the potential of losing money when you invest in securities.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
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Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.
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Investment products, insurance and annuity products:
|Are Not FDIC Insured||Are Not Bank Guaranteed||May Lose Value|
|Are Not Deposits||Are Not Insured by Any Federal Government Agency||Are Not a Condition to Any Banking Service or Activity|
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