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Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
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Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.
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Investment products, insurance and annuity products:
|Are Not FDIC Insured||Are Not Bank Guaranteed||May Lose Value|
|Are Not Deposits||Are Not Insured by Any Federal Government Agency||Are Not a Condition to Any Banking Service or Activity|
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