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  1. The Bulletin: Weekly Tips, Trends and Insights
    finances

    The Bulletin: Weekly Tips, Trends and Insights

  2. Your Guide to Medicare: 5 Key Questions Answered
    health

    Your Guide to Medicare: 5 Key Questions Answered

    The information you may need to activate coverage for yourself or your parents

  3. The Difference Between “Me” and “We”: Tips for Raising Generous Kids
    family

    The Difference Between “Me” and “We”: Tips for Raising Generous Kids

    You teach your children to save and spend wisely—these suggestions can help you teach them the power of giving, too

  4. Give Thoughtfully—and Get the Kids Involved
    giving

    Give Thoughtfully—and Get the Kids Involved

    By devoting their lives to philanthropic causes, Martha and Don Farley set an example not just for their children and grandchildren, but for every family

  5. By the Numbers: Will You Need Long-Term Care?
    health

    By the Numbers: Will You Need Long-Term Care?

    Here are some facts that can help you determine your risk

  6. 7 Tips for Finding the Perfect Holiday Gift
    leisure

    7 Tips for Finding the Perfect Holiday Gift

    Reduce your stress—and save money—with these strategies

  7. The Basics Q&A: A Retirement Account for Teens? <i>Really?</i>
    finances

    The Basics Q&A: A Retirement Account for Teens? Really?

    Q: My teenage daughter worked as a waitress this summer. Is it too early for her to start investing for retirement?

  8. Should I Rent or Own?
    home

    Should I Rent or Own?

    It’s an important but not always easy decision to make. Our expert looks at three essential questions to ask yourself before deciding which option is right for you.

  9. The Journey of Caregiving
    health

    The Journey of Caregiving

  10. Stocks or Bonds: What Happens When Rates Rise?
    finances

    Stocks or Bonds: What Happens When Rates Rise?

    Understanding income-producing investments—and how they might behave as interest rates rise—can help guide your search for income

  11. What Makes People Vulnerable to Elder Fraud?
    family

    What Makes People Vulnerable to Elder Fraud?

    New research supported by Merrill Lynch provides some unexpected clues that could help you protect your loved ones

  12. 5 End-of-Year Tax Tips for Small Business Owners
    finances

    5 End-of-Year Tax Tips for Small Business Owners

    Moves you can make right now that may help reduce your company’s 2017 tax liability

  13. Holiday Travel: Ways to Save Money—and Reduce Stress
    leisure

    Holiday Travel: Ways to Save Money—and Reduce Stress

    Advice from an expert on how not to let crowds, delays, high prices and bad weather get you down

  14. 8 Year-End Tax Tips That Could Save You Money
    finances

    8 Year-End Tax Tips That Could Save You Money

    Consider making these financial moves to help reduce your tax liability and get you closer to your goals

  15. Help for Rising College Costs
    finances

    Help for Rising College Costs

    With more eligible expenses and greater flexibility, 529 college savings plans work harder for you

  16. DIY Retirement Planning
    fall-2016

    DIY Retirement Planning

    Investing for retirement can be more complicated for entrepreneurs. If you’re self-employed, here are three ways to put away money for your future.

  17. Could Your Home Help You Fund Your Retirement?
    home

    Could Your Home Help You Fund Your Retirement?

    Many people live in their most valuable asset. Here’s how its value could help you retire on your terms.

  18. Health Savings Accounts Explained
    health

    Health Savings Accounts Explained

    Answers to nine questions many people have—from who’s eligible to what costs they can help you cover

  19. Choosing a Retirement Community: 7 Questions to Ask First
    home

    Choosing a Retirement Community: 7 Questions to Ask First

    Whether you’re considering a move for yourself or for your parents, it’s a crucial decision—and mistakes could be costly

  20. Volunteer Vacations: Give Back While Getting Away
    leisure

    Volunteer Vacations: Give Back While Getting Away

    For your next trip, think about combining seeing the sights with doing something to make the world a little better. It may require some extra planning, but the rewards can be immense.

  21. The Basics Q&A:
    family

    The Basics Q&A: "Mommy, Are We Rich?"

    Q: My five-year-old daughter recently asked me about our financial situation. What's the best way to respond?

  22. Can You Afford to Be a Stay-at-Home Parent?
    work

    Can You Afford to Be a Stay-at-Home Parent?

    Here are a few issues to consider—plus some strategies that could help you manage your finances during your career break.

  23. The Basics Q&A: Paying Off Grad-School Debt
    finances

    The Basics Q&A: Paying Off Grad-School Debt

    Q: I’m going to graduate from med school with a lot of student-loan debt. How can I make it more manageable?

  24. Money Conversations Worth Having with Your Family
    family

    Money Conversations Worth Having with Your Family

  25. The Basics Q&A: Remarried—With Children? An Estate Plan for You
    family

    The Basics Q&A: Remarried—With Children? An Estate Plan for You

    Q: How can my estate provide both for my adult children and for my second wife?

  26. 3 Ways Trusts Can Protect Your Family
    giving

    3 Ways Trusts Can Protect Your Family

    They can be an efficient way to provide the next generation with a financial legacy—and can have other benefits you may not have considered. Read about them here.

  27. An Encore Education for Your Encore Career
    work

    An Encore Education for Your Encore Career

    Reinventing yourself sometimes requires reeducating yourself. Consider these ways to pay for the courses you need.

  28. 3 Generations Under 1 Roof
    family

    3 Generations Under 1 Roof

    When an extended family lives together, you need a plan to manage costs and keep everyone happy

  29. The Basics Q&A: What Can—and Can’t—I Use a 529 College Savings Account for?
    finances

    The Basics Q&A: What Can—and Can’t—I Use a 529 College Savings Account for?

    Q: I just opened a 529 college savings account for my daughter. How can I use it?

  30. 4 Big Retirement Risks—and How to Prepare for Them
    finances

    4 Big Retirement Risks—and How to Prepare for Them

    You can’t control unexpected events in your life and the markets, but these tips can help you limit their impact

  31. Unlocking the Value of Your Home: Ways to use your home equity to pursue other financial goals
    home

    Unlocking the Value of Your Home: Ways to use your home equity to pursue other financial goals

  32. Should You Give Cash As a Wedding Gift?
    giving

    Should You Give Cash As a Wedding Gift?

    Online registries make it easier than ever to do so—and couples may welcome the financial help, says our head of behavioral finance

  33. How to Calculate Your Home Equity—and Why It Matters
    home

    How to Calculate Your Home Equity—and Why It Matters

    As prices rise or fall in your area, your home equity also shifts. Here’s a quick guide to figuring out how much you have, plus tips for increasing it.

  34. How Your Home Can Help You ‘Renovate’ Your Finances
    home

    How Your Home Can Help You ‘Renovate’ Your Finances

    A house is more than a place to live and raise your family. Here are some ways the equity you’ve built up could help you pursue other important goals.

  35. 3 Reasons the Housing Market Is Strong
    markets

    3 Reasons the Housing Market Is Strong

    Demand for homes is on the rise and interest rates remain near record lows. Michelle Meyer, head of U.S. Economics, looks at how long the trend might continue.

  36. Are You The 'Family Bank'?
    family

    Are You The 'Family Bank'?

    How to say yes—and no—if you’re the person everyone in your family turns to for financial support

  37. The Basics Q&A: Home Office Tax Deductions Made Easy
    work

    The Basics Q&A: Home Office Tax Deductions Made Easy

    Q: I do most of my work from home. Do I qualify for a home office tax deduction?

  38. Personal Essay: Is Alzheimer's in My Future?
    family

    Personal Essay: Is Alzheimer's in My Future?

    This twenty something learned the value of financial preparedness, and much more, as he watched his grandfather disappear into the fog of Alzheimer's

  39. Snap Stat: The Big Chill-Out
    work

    Snap Stat: The Big Chill-Out

  40. Can a Marriage of (Financial) Opposites Last?
    family

    Can a Marriage of (Financial) Opposites Last?

    You bet, says this couple who have been married for more than four decades. Here, they share their secrets.

  41. The Caregiver’s Financial Guide
    family

    The Caregiver’s Financial Guide

    Five questions to help you prepare for what may be one of the most important roles of your life.

  42. Financial Etiquette: Who Pays for What on Vacation?
    leisure

    Financial Etiquette: Who Pays for What on Vacation?

    These 3 tips can help you avoid misunderstandings when traveling with family or friends

  43. The Basics Q&A: How Much Can We Spend on Travel in Retirement?
    leisure

    The Basics Q&A: How Much Can We Spend on Travel in Retirement?

    Q: My wife and I may want to spend more on travel and other leisure activities in retirement. Will we run out of money if we do?

  44. The Basics Q&A: Retirement Income That Measures Up
    finances

    The Basics Q&A: Retirement Income That Measures Up

    Q: Pension income, investments, a 401(k) account: What’s a smart way for me to draw on these sources to meet my retirement needs?

  45. Are We on the Brink of an Eldercare Crisis?
    family

    Are We on the Brink of an Eldercare Crisis?

    A scarcity of home health aides is putting pressure on families coping with caregiving

  46. Elder Fraud Is on the Rise: Is a Con Artist Targeting Someone You Love?
    family

    Elder Fraud Is on the Rise: Is a Con Artist Targeting Someone You Love?

    Here are some signs to watch for—and steps you can take to help protect your family

  47. Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer
    family

    Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer

    Even newlyweds can benefit from having this conversation. The sooner you come to an agreement, the easier it will be for you to put a plan in place to pursue your goals.

  48. Personal Essay: Honey, I Shrunk Our Home!
    home

    Personal Essay: Honey, I Shrunk Our Home!

    Though many people resist the idea of moving to smaller digs, this writer is looking forward to the pleasures of downsizing.

  49. Social Security Strategy Session
    fall-2016

    Social Security Strategy Session

    An easy way to find the best time to claim your benefit

  50. Renovate Your Home Without Wrecking Your Budget
    home

    Renovate Your Home Without Wrecking Your Budget

    These remodeling do's and don'ts could help you make the most of your home -- and potentially even increase its resale value

  51. What’s Your Home’s IQ?
    home

    What’s Your Home’s IQ?

    These eight tech enhancements could make your house “smarter,” safer and more efficient. They may even increase its value.

  52. The Basics Q&A: Is There a Driving Age Limit?
    health

    The Basics Q&A: Is There a Driving Age Limit?

    Q: How can I tell if it’s time for my 78-year-old mother to stop driving?

  53. Picking a College Major That Matters (and Pays)
    work

    Picking a College Major That Matters (and Pays)

    A quick guide to help you determine where the jobs are—and what kind of work you might like to do

  54. Retiring Abroad? Here's What You Need to Know
    home

    Retiring Abroad? Here's What You Need to Know

    While alluring, relocating to another country can come with its own complications. Ask yourself these 8 questions before making a move.

  55. 5 Tips for Living Well Longer
    health

    5 Tips for Living Well Longer

    Our experts offer advice on preparing financially—and otherwise—for a retirement that could last 30 years or more

  56. Sandwich Generation Balancing Act
    family

    Sandwich Generation Balancing Act

    Paying children's college expenses, caring for aging parents — and saving for retirement? You're not alone.

  57. Are You Ready to Buy Your First Home?
    home

    Are You Ready to Buy Your First Home?

    Answering these seven questions can help you figure out whether it’s the right move for you to make now

  58. Why Make Your Heirs Wait?
    giving

    Why Make Your Heirs Wait?

    Giving your children their inheritance now, instead of passing it on in a will, can be very satisfying. Here are some things to consider before fast-tracking your legacy.

  59. When the Ultimate Goal Is Family
    family

    When the Ultimate Goal Is Family

    How a dream of building a retirement home near the kids was almost lost — and what this family did to make it reality.

  60. Smart Ways to Transfer the Family Business
    giving

    Smart Ways to Transfer the Family Business

    Three ways to create a meaningful legacy, while generating a healthy retirement income for yourself

  61. Juggling Day Care and College Costs?
    family

    Juggling Day Care and College Costs?

    3 strategies to help you balance these competing needs

  62. Are You Ready for Life’s Big Changes?
    family

    Are You Ready for Life’s Big Changes?

    Marriage. Divorce. Remarriage. Retirement. Nothing ever stays the same. Here are three strategies to help you navigate life’s major, often scary and unexpected, turning points.

  63. Are You Ready to Live to 100 ?<br/>Ways to Help You Get (Financially) Fit
    finances

    Are You Ready to Live to 100 ?
    Ways to Help You Get (Financially) Fit

  64. The Things They Never Tell First-time Parents
    family

    The Things They Never Tell First-time Parents

    Creating a secure financial future for your new baby is one of the most important things you can do—but few parents know where to begin.

  65. So Long, Corporate World. Hello, Start-Up!
    work

    So Long, Corporate World. Hello, Start-Up!

    How Heidi and Reid Rasmussen flipped a potentially disastrous layoff into an opportunity to do what they’d always wanted: team up to create a successful company

  66. Snap Stat: Life’s Biggest—and Least Understood—Expense
    finances

    Snap Stat: Life’s Biggest—and Least Understood—Expense

  67. Healing Vets, Rescuing Dogs
    giving

    Healing Vets, Rescuing Dogs

    How one woman fulfilled her vision for helping both returning soldiers and shelter animals

  68. You're Getting Married <i>Where?</i>
    leisure

    You're Getting Married Where?

    Exchanging vows on a tropical beach—or in an Irish castle—can be more than just an expression of who you are. You might also save time and money.

  69. Snap Stat: Scared Stiff About Health Care Costs
    health

    Snap Stat: Scared Stiff About Health Care Costs

  70. Andre Agassi: A Champion for Children
    fall-2016

    Andre Agassi: A Champion for Children

    A relentless drive to win lifted him to tennis stardom. In his second career, the one-time rebel of the courts is turning that energy to helping children in need.

  71. The Basics Q&A: Taxes and Your IRA
    finances

    The Basics Q&A: Taxes and Your IRA

    Q: Which is the better way to save for retirement – a traditional IRA or a Roth IRA?

  72. Newlyweds’ Financial Guide
    family

    Newlyweds’ Financial Guide

    When you said "I do," you committed to sharing your financial future, and that can take some getting used to. (Hint: The more you communicate, the better.)

  73. Finances in Retirement New Challenges, New Solutions
    finances

    Finances in Retirement New Challenges, New Solutions

  74. Explore “Leisure in Retirement: Beyond the Bucket List”
    leisure

    Explore “Leisure in Retirement: Beyond the Bucket List”

  75. Planning for Rising Healthcare Costs in Retirement
    health

    Planning for Rising Healthcare Costs in Retirement

    Four conversations every family should have right now

  76. Stay Healthy, Save Money
    health

    Stay Healthy, Save Money

    Taking advantage of Medicare's free preventive health care screenings could help you live a more active and fulfilling life in retirement

  77. Health Perks at Work
    work

    Health Perks at Work

    PPOs, FSAs, HSAs and more—the range of health care options employers offer can be confusing. Here’s a guide to help you decide what might work best for you and your family.

  78. The Basics Q&A: Staying Covered Until Medicare Kicks In
    health

    The Basics Q&A: Staying Covered Until Medicare Kicks In

    Q. If I retire before I’m eligible for Medicare, how can I replace the health insurance coverage I received from my employer?

  79. Empty Nesters: Move or Stay Put?
    spring-2015

    Empty Nesters: Move or Stay Put?

    Do your homework before deciding where to live in retirement. These tips can help.

  80. The Bride Doesn’t Always Wear White—and Other New Wedding Rules
    family

    The Bride Doesn’t Always Wear White—and Other New Wedding Rules

    Experts offer their best money-saving tips—plus some insights on how wedding traditions are changing for couples today.

  81. Snap Stat: Renovate—or Relocate—in Retirement?
    home

    Snap Stat: Renovate—or Relocate—in Retirement?

  82. Are No-Cost College Courses for You?
    new-opportunities

    Are No-Cost College Courses for You?

    Open online education is making it easier than ever to pursue knowledge without going broke. Here's what a number of prestigious schools are offering you.

  83. Healthcare Breakthroughs: Will There Be An Anti-Aging Pill?
    health

    Healthcare Breakthroughs: Will There Be An Anti-Aging Pill?

    Scientists are making significant strides toward slowing down the aging process—as well as many of the chronic diseases that come with getting older. Our panelists point to several of the most promising innovations.

  84. Four Reasons to Use a Trust
    finances

    Four Reasons to Use a Trust

    Andy Friedman of The Washington Update discusses how trusts can help you provide for the people and causes you care most about—whatever your net worth

  85. Changing Your Facebook Status to
    family

    Changing Your Facebook Status to "Remarried"—in Retirement?

    Consider these financial issues before walking down the aisle again

  86. Same-Sex Marriage: The Financial Benefits
    family

    Same-Sex Marriage: The Financial Benefits

    Here’s why a growing number of couples are considering tying the knot in the wake of the Supreme Court’s landmark decision on marriage equality

  87. Paternity Leave: An Idea Whose Time Has Come
    work

    Paternity Leave: An Idea Whose Time Has Come

  88. Snap Stat: How’s That Vacation Working for You?
    leisure

    Snap Stat: How’s That Vacation Working for You?

  89. Checklist: 9 Questions Every Advisor Should Be Able to Answer
    finances

    Checklist: 9 Questions Every Advisor Should Be Able to Answer

    Whatever your priorities, this can help you find someone who understands you and has the resources to help you manage your financial life

  90. Snap Stat: Rebels With a Cause, Boomers Give Back
    giving

    Snap Stat: Rebels With a Cause, Boomers Give Back

  91. Will Your Social Security Benefits Be Taxed?
    finances

    Will Your Social Security Benefits Be Taxed?

    For many people, the answer is yes – but these strategies could help you minimize the hit on your retirement income

  92. The Day
    finances

    The Day "Love Won"—and LGBT Finances Changed Forever

    What the Supreme Court’s historic marriage-equality ruling does—and doesn’t—mean for same-sex couples

  93. Take a One-Big-Happy-Family Vacation!
    leisure

    Take a One-Big-Happy-Family Vacation!

    Traveling together is a chance for far-flung relatives to reconnect—and for siblings to decide they really like each other. Here are some tips for planning your own family getaway.

  94. Checklist: 5 Easy Steps to Downsize Your Stuff
    home

    Checklist: 5 Easy Steps to Downsize Your Stuff

    Whether you’re moving to a smaller space or just trying to declutter your home, this checklist can help you decide what to keep, sell, pass on or give away

  95. The Upside of Downsizing
    home

    The Upside of Downsizing

    Moving to a smaller home can free up money to help you meet other financial goals. Here are four questions to ask yourself first.

  96. 3 Ways to Leave Your Vacation Home to the Kids
    home

    3 Ways to Leave Your Vacation Home to the Kids

    Here's how you can allow future generations to build on the happy memories you've created over the years

  97. Social Security: Aiming for Smarter Payments
    finances

    Social Security: Aiming for Smarter Payments

    Delaying your benefits as long as you can could give you greater income for life. Can you afford to wait? Here’s how to determine the timing that’s right for you.

  98. Keep Tabs on Your Finances Wherever You Are
    leisure

    Keep Tabs on Your Finances Wherever You Are

    Merrill Lynch mobile applications and social media channels allow you to stay informed 24/7 around the world.

  99. Checklist: Must-Reading for the Alzheimer’s Caregiver
    family

    Checklist: Must-Reading for the Alzheimer’s Caregiver

    "If you’re currently caring for a person with Alzheimer’s, here are some tips that can help," says Cynthia Hutchins, Merrill Lynch’s director of financial gerontology.

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