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  1. The Bulletin: Weekly Tips, Trends and Insights
    finances

    The Bulletin: Weekly Tips, Trends and Insights

  2. The Basics Q&A: Paying Off Grad-School Debt
    finances

    The Basics Q&A: Paying Off Grad-School Debt

    Q: I’m going to graduate from med school with a lot of student-loan debt. How can I make it more manageable?

  3. Money Conversations Worth Having with Your Family
    family

    Money Conversations Worth Having with Your Family

  4. 3 Ways Trusts Can Protect Your Family
    giving

    3 Ways Trusts Can Protect Your Family

    They can be an efficient way to provide the next generation with a financial legacy—and can have other benefits you may not have considered. Read about them here.

  5. An Encore Education for Your Encore Career
    work

    An Encore Education for Your Encore Career

    Reinventing yourself sometimes requires reeducating yourself. Consider these ways to pay for the courses you need.

  6. 3 Generations Under 1 Roof
    family

    3 Generations Under 1 Roof

    When an extended family lives together, you need a plan to manage costs and keep everyone happy

  7. The Basics Q&A: What Can—and Can’t—I Use a 529 College Savings Account for?
    finances

    The Basics Q&A: What Can—and Can’t—I Use a 529 College Savings Account for?

    Q: I just opened a 529 college savings account for my daughter. How can I use it?

  8. Unlocking the Value of Your Home: Ways to use your home equity to pursue other financial goals
    home

    Unlocking the Value of Your Home: Ways to use your home equity to pursue other financial goals

  9. Should You Give Cash As a Wedding Gift?
    giving

    Should You Give Cash As a Wedding Gift?

    Online registries make it easier than ever to do so—and couples may welcome the financial help, says our head of behavioral finance

  10. How Your Home Can Help You ‘Renovate’ Your Finances
    home

    How Your Home Can Help You ‘Renovate’ Your Finances

    A house is more than a place to live and raise your family. Here are some ways the equity you’ve built up could help you pursue other important goals.

  11. Are You The 'Family Bank'?
    family

    Are You The 'Family Bank'?

    How to say yes—and no—if you’re the person everyone in your family turns to for financial support

  12. The Basics Q&A: Home Office Tax Deductions Made Easy
    work

    The Basics Q&A: Home Office Tax Deductions Made Easy

    Q: I do most of my work from home. Do I qualify for a home office tax deduction?

  13. Personal Essay: Is Alzheimer's in My Future?
    family

    Personal Essay: Is Alzheimer's in My Future?

    This twenty something learned the value of financial preparedness, and much more, as he watched his grandfather disappear into the fog of Alzheimer's

  14. Snap Stat: The Big Chill-Out
    work

    Snap Stat: The Big Chill-Out

  15. The Basics Q&A: 3 Smart Tips for Young Investors
    finances

    The Basics Q&A: 3 Smart Tips for Young Investors

    The markets and investing can seem complicated at first. Use these strategies to better understand your goals for your money and how you can pursue them.

  16. The Caregiver’s Financial Guide
    family

    The Caregiver’s Financial Guide

    Five questions to help you prepare for what may be one of the most important roles of your life.

  17. Can a Marriage of (Financial) Opposites Last?
    family

    Can a Marriage of (Financial) Opposites Last?

    You bet, says this couple who have been married for more than four decades. Here, they share their secrets.

  18. What Makes People Vulnerable to Elder Fraud?
    family

    What Makes People Vulnerable to Elder Fraud?

    New research supported by Merrill Lynch provides some unexpected clues that could help you protect your loved ones

  19. Financial Etiquette: Who Pays for What on Vacation?
    leisure

    Financial Etiquette: Who Pays for What on Vacation?

    These 3 tips can help you avoid misunderstandings when traveling with family or friends

  20. The Basics Q&A: How Much Can We Spend on Travel in Retirement?
    leisure

    The Basics Q&A: How Much Can We Spend on Travel in Retirement?

    Q: My wife and I may want to spend more on travel and other leisure activities in retirement. Will we run out of money if we do?

  21. The Basics Q&A: Retirement Income That Measures Up
    finances

    The Basics Q&A: Retirement Income That Measures Up

    Q: Pension income, investments, a 401(k) account: What’s a smart way for me to draw on these sources to meet my retirement needs?

  22. Are We on the Brink of an Eldercare Crisis?
    family

    Are We on the Brink of an Eldercare Crisis?

    A scarcity of home health aides is putting pressure on families coping with caregiving

  23. Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer
    family

    Checklist: 5 Retirement Questions Every Couple Should Ask—and Answer

    Even newlyweds can benefit from having this conversation. The sooner you come to an agreement, the easier it will be for you to put a plan in place to pursue your goals.

  24. Elder Fraud Is on the Rise: Is a Con Artist Targeting Someone You Love?
    family

    Elder Fraud Is on the Rise: Is a Con Artist Targeting Someone You Love?

    Here are some signs to watch for—and steps you can take to help protect your family

  25. What Higher Interest Rates Could Mean for You
    finances

    What Higher Interest Rates Could Mean for You

    Karin Kimbrough, our head of Investment Strategy, answers your questions

  26. Personal Essay: Honey, I Shrunk Our Home!
    home

    Personal Essay: Honey, I Shrunk Our Home!

    Though many people resist the idea of moving to smaller digs, this writer is looking forward to the pleasures of downsizing.

  27. Social Security Strategy Session
    fall-2016

    Social Security Strategy Session

    An easy way to find the best time to claim your benefit

  28. Renovate Your Home Without Wrecking Your Budget
    home

    Renovate Your Home Without Wrecking Your Budget

    These remodeling do's and don'ts could help you make the most of your home -- and potentially even increase its resale value

  29. What’s Your Home’s IQ?
    home

    What’s Your Home’s IQ?

    These eight tech enhancements could make your house “smarter,” safer and more efficient. They may even increase its value.

  30. The Basics Q&A: Is There a Driving Age Limit?
    health

    The Basics Q&A: Is There a Driving Age Limit?

    Q: How can I tell if it’s time for my 78-year-old mother to stop driving?

  31. Picking a College Major That Matters (and Pays)
    work

    Picking a College Major That Matters (and Pays)

    A quick guide to help you determine where the jobs are—and what kind of work you might like to do

  32. Retiring Abroad? Here's What You Need to Know
    home

    Retiring Abroad? Here's What You Need to Know

    While alluring, relocating to another country can come with its own complications. Ask yourself these 8 questions before making a move.

  33. The Value of Advice: Understanding what a Financial Advisor Can Offer You
    finances

    The Value of Advice: Understanding what a Financial Advisor Can Offer You

  34. 5 Tips for Living Well Longer
    health

    5 Tips for Living Well Longer

    Our experts offer advice on preparing financially—and otherwise—for a retirement that could last 30 years or more

  35. Sandwich Generation Balancing Act
    family

    Sandwich Generation Balancing Act

    Paying children's college expenses, caring for aging parents — and saving for retirement? You're not alone.

  36. Are You Ready to Buy Your First Home?
    home

    Are You Ready to Buy Your First Home?

    Answering these seven questions can help you figure out whether it’s the right move for you to make now

  37. Stocks or Bonds: What Happens When Rates Rise?
    finances

    Stocks or Bonds: What Happens When Rates Rise?

    Understanding income-producing investments—and how they might behave as interest rates rise—can help guide your search for income.

  38. Dealing With the Market's Latest Roller Coaster Ride
    finances

    Dealing With the Market's Latest Roller Coaster Ride

    How should you respond when the markets throw you for a loop? With volatility expected to continue through year-end, we asked Michael Liersch, Merrill Lynch's head of behavioral finance, for his guidance.

  39. Why Make Your Heirs Wait?
    giving

    Why Make Your Heirs Wait?

    Giving your children their inheritance now, instead of passing it on in a will, can be very satisfying. Here are some things to consider before fast-tracking your legacy.

  40. Smart Ways to Transfer the Family Business
    giving

    Smart Ways to Transfer the Family Business

    Three ways to create a meaningful legacy, while generating a healthy retirement income for yourself

  41. Juggling Day Care and College Costs?
    family

    Juggling Day Care and College Costs?

    3 strategies to help you balance these competing needs

  42. Are You Ready for Life’s Big Changes?
    family

    Are You Ready for Life’s Big Changes?

    Marriage. Divorce. Remarriage. Retirement. Nothing ever stays the same. Here are three strategies to help you navigate life’s major, often scary and unexpected, turning points.

  43. The Things They Never Tell First-time Parents
    family

    The Things They Never Tell First-time Parents

    Creating a secure financial future for your new baby is one of the most important things you can do—but few parents know where to begin.

  44. So Long, Corporate World. Hello, Start-Up!
    work

    So Long, Corporate World. Hello, Start-Up!

    How Heidi and Reid Rasmussen flipped a potentially disastrous layoff into an opportunity to do what they’d always wanted: team up to create a successful company

  45. Snap Stat: Life’s Biggest—and Least Understood—Expense
    finances

    Snap Stat: Life’s Biggest—and Least Understood—Expense

  46. Healing Vets, Rescuing Dogs
    giving

    Healing Vets, Rescuing Dogs

    How one woman fulfilled her vision for helping both returning soldiers and shelter animals

  47. You're Getting Married <i>Where?</i>
    leisure

    You're Getting Married Where?

    Exchanging vows on a tropical beach—or in an Irish castle—can be more than just an expression of who you are. You might also save time and money.

  48. Snap Stat: Scared Stiff About Health Care Costs
    health

    Snap Stat: Scared Stiff About Health Care Costs

  49. Andre Agassi: A Champion for Children
    fall-2016

    Andre Agassi: A Champion for Children

    A relentless drive to win lifted him to tennis stardom. In his second career, the one-time rebel of the courts is turning that energy to helping children in need.

  50. The Basics Q&A: Taxes and Your IRA
    finances

    The Basics Q&A: Taxes and Your IRA

    Q: Which is the better way to save for retirement – a traditional IRA or a Roth IRA?

  51. Newlyweds’ Financial Guide
    family

    Newlyweds’ Financial Guide

    When you said "I do," you committed to sharing your financial future, and that can take some getting used to. (Hint: The more you communicate, the better.)

  52. Finances in Retirement New Challenges, New Solutions
    finances

    Finances in Retirement New Challenges, New Solutions

  53. Explore “Leisure in Retirement: Beyond the Bucket List”
    leisure

    Explore “Leisure in Retirement: Beyond the Bucket List”

  54. Planning for Rising Healthcare Costs in Retirement
    health

    Planning for Rising Healthcare Costs in Retirement

    Four conversations every family should have right now

  55. Stay Healthy, Save Money
    health

    Stay Healthy, Save Money

    Taking advantage of Medicare's free preventive health care screenings could help you live a more active and fulfilling life in retirement

  56. Health Perks at Work
    work

    Health Perks at Work

    PPOs, FSAs, HSAs and more—the range of health care options employers offer can be confusing. Here’s a guide to help you decide what might work best for you and your family.

  57. Are Women Better Investors?
    finances

    Are Women Better Investors?

    This research reveals some surprising differences—and similarities—between the sexes

  58. The Basics Q&A: Staying Covered Until Medicare Kicks In
    health

    The Basics Q&A: Staying Covered Until Medicare Kicks In

    Q. If I retire before I’m eligible for Medicare, how can I replace the health insurance coverage I received from my employer?

  59. Empty Nesters: Move or Stay Put?
    spring-2015

    Empty Nesters: Move or Stay Put?

    Do your homework before deciding where to live in retirement. These tips can help.

  60. The Bride Doesn’t Always Wear White—and Other New Wedding Rules
    family

    The Bride Doesn’t Always Wear White—and Other New Wedding Rules

    Experts offer their best money-saving tips—plus some insights on how wedding traditions are changing for couples today.

  61. Investor Ed: Two Ways to Rebalance Your Portfolio
    fall-2016

    Investor Ed: Two Ways to Rebalance Your Portfolio

    Keep your goals on track, no matter what the markets do, by regularly reviewing and adjusting your investment allocations

  62. Your Guide to Medicare:  5 Key Questions Answered
    health

    Your Guide to Medicare: 5 Key Questions Answered

    The information you may need to activate coverage for yourself or your parents

  63. Snap Stat: Renovate—or Relocate—in Retirement?
    home

    Snap Stat: Renovate—or Relocate—in Retirement?

  64. 5 End-of-Year Tax Tips for Small Business Owners
    finances

    5 End-of-Year Tax Tips for Small Business Owners

    Moves you can make right now that may help reduce your company’s 2016 tax liability.

  65. 8 Year-End Tax Tips That Could Save You Money
    finances

    8 Year-End Tax Tips That Could Save You Money

    Consider making these financial moves to help reduce your tax liability and get you closer to your goals

  66. Like Father, Like Son
    work

    Like Father, Like Son

    How a son turned to his biggest role model—Dad—for guidance as he rebuilt the family business.

  67. A Guide to the Gig Economy
    fall-2016

    A Guide to the Gig Economy

    Millions of Americans are trading full-time jobs for the freedom (and risks) of going it alone. Here’s how to manage your finances if you’re thinking about joining them for a few years—or for keeps.

  68. Fast Forward: How Technology Is Transforming Our Lives
    fall-2016

    Fast Forward: How Technology Is Transforming Our Lives

  69. The Road to 100
    fall-2016

    The Road to 100

    Forget the fountain of youth—our writer goes in search of the secrets of living a happy and financially secure life into your 90s and beyond

  70. A TV Legend—Still Going Strong
    fall-2016

    A TV Legend—Still Going Strong

    In an industry that values youth, Leonard Goldberg and his influential wife, Wendy, are producing hits and supporting causes that celebrate the bonds of family

  71. Is Your Company a Good Citizen?
    fall-2016

    Is Your Company a Good Citizen?

    "Being successful and fulfilling your obligation to the world around you are really the same thing,” says Bank of America Environmental, Social and Governance Executive Andrew Plepler

  72. Finding Work-Life Balance in a Hyperconnected, 24/7 World
    fall-2016

    Finding Work-Life Balance in a Hyperconnected, 24/7 World

    Technology can make it easier—and more difficult—to maintain your equilibrium. Here are three tips to help you stay focused on what’s most important to you.

  73. Choosing a Retirement Community: 7 Questions to Ask First
    home

    Choosing a Retirement Community: 7 Questions to Ask First

    Whether you’re considering a move for yourself or for your parents, it’s a crucial decision—and mistakes could be costly

  74. Tips for Teaching Your Kids to Save
    family

    Tips for Teaching Your Kids to Save

    Try these inventive ways to help your children become financially savvy

  75. The Family That Gives Together
    giving

    The Family That Gives Together

    Members of ‘the Greatest Generation,’ Don and Martha Farley have devoted their lives to helping others—and they passed along that giving spirit to their three daughters

  76. Are No-Cost College Courses for You?
    learning

    Are No-Cost College Courses for You?

    Open online education is making it easier than ever to pursue knowledge without going broke. Here's what a number of prestigious schools are offering you.

  77. Keeping Pace in a Transforming World
    fall-2016

    Keeping Pace in a Transforming World

    With market growth a moving target, regular rebalancing can help you stay on track to pursue your investment goals

  78. Women & Retirement: The Earnings Gap
    finances

    Women & Retirement: The Earnings Gap

    Your approach to investing could help boost your income. Here are some steps to consider.

  79. Bet You Can't Watch Just One!
    finances

    Bet You Can't Watch Just One!

    A great resource for teaching your family about finances—or brushing up on your own knowledge—the Better Money Habits® website, brought to you by Bank of America, offers free, practical information and tools to help you build financial know-how

  80. The Basics Q&A: A Retirement Account for Teens? <i>Really?</i>
    finances

    The Basics Q&A: A Retirement Account for Teens? Really?

    Q: My teenage daughter worked as a waitress this summer. Is it too early for her to start investing for retirement?

  81. Healthcare Breakthroughs: Will There Be An Anti-Aging Pill?
    health

    Healthcare Breakthroughs: Will There Be An Anti-Aging Pill?

    Scientists are making significant strides toward slowing down the aging process—as well as many of the chronic diseases that come with getting older. Our panelists point to several of the most promising innovations.

  82. Four Reasons to Use a Trust
    finances

    Four Reasons to Use a Trust

    Andy Friedman of The Washington Update discusses how trusts can help you provide for the people and causes you care most about—whatever your net worth

  83. Changing Your Facebook Status to
    family

    Changing Your Facebook Status to "Remarried"—in Retirement?

    Consider these financial issues before walking down the aisle again

  84. Paternity Leave: An Idea Whose Time Has Come
    work

    Paternity Leave: An Idea Whose Time Has Come

  85. Snap Stat: How’s That Vacation Working for You?
    leisure

    Snap Stat: How’s That Vacation Working for You?

  86. What My Mom Taught Me About Money
    finances

    What My Mom Taught Me About Money

    One of our experts shares his mother’s best advice—and offers some tips for teaching your children the financial basics

  87. Checklist: 9 Questions Every Advisor Should Be Able to Answer
    finances

    Checklist: 9 Questions Every Advisor Should Be Able to Answer

    Whatever your priorities, this can help you find someone who understands you and has the resources to help you manage your financial life

  88. Snap Stat: Rebels With a Cause, Boomers Give Back
    giving

    Snap Stat: Rebels With a Cause, Boomers Give Back

  89. Will Your Social Security Benefits Be Taxed?
    finances

    Will Your Social Security Benefits Be Taxed?

    For many people, the answer is yes – but these strategies could help you minimize the hit on your retirement income

  90. The Day
    finances

    The Day "Love Won"—and LGBT Finances Changed Forever

    What the Supreme Court’s historic marriage-equality ruling does—and doesn’t—mean for same-sex couples

  91. Take a One-Big-Happy-Family Vacation!
    leisure

    Take a One-Big-Happy-Family Vacation!

    Traveling together is a chance for far-flung relatives to reconnect—and for siblings to decide they really like each other. Here are some tips for planning your own family getaway.

  92. Checklist: 5 Easy Steps to Downsize Your Stuff
    home

    Checklist: 5 Easy Steps to Downsize Your Stuff

    Whether you’re moving to a smaller space or just trying to declutter your home, this checklist can help you decide what to keep, sell, pass on or give away

  93. Holiday Travel: Getting There Can Be Half the Fun
    leisure

    Holiday Travel: Getting There Can Be Half the Fun

    Advice from an expert on how not to let crowds, delays, high prices and bad weather get you down

  94. What's Your Investment Personality?
    finances

    What's Your Investment Personality?

    Answering these questions to help your advisor understand your financial personaility and create a customized strategy for pursuing all of your goals

  95. Checklist: Must-Reading for the Alzheimer’s Caregiver
    family

    Checklist: Must-Reading for the Alzheimer’s Caregiver

    "If you’re currently caring for a person with Alzheimer’s, here are some tips that can help," says Cynthia Hutchins, Merrill Lynch’s director of financial gerontology.

  96. Keep Tabs on Your Finances Wherever You Are
    leisure

    Keep Tabs on Your Finances Wherever You Are

    Merrill Lynch mobile applications and social media channels allow you to stay informed 24/7 around the world.

  97. The Upside of Downsizing
    home

    The Upside of Downsizing

    Moving to a smaller home can free up money to help you meet other financial goals. Here are four questions to ask yourself first.

  98. Social Security: Aiming for Smarter Payments
    finances

    Social Security: Aiming for Smarter Payments

    Delaying your benefits as long as you can could give you greater income for life. Can you afford to wait? Here’s how to determine the timing that’s right for you.

  99. Your Last-Minute Holiday Shopping Guide
    leisure

    Your Last-Minute Holiday Shopping Guide

    Seven tips for finding the perfect gift—without breaking your budget.

  100. By the Numbers: Will You Need Long-Term Care?
    health

    By the Numbers: Will You Need Long-Term Care?

    Here are some facts that can help you determine your risk

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