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Merrill Perspectives: Clear Insights
to Navigate What Might be Next


Merrill Perspectives is here to help you make sense of today’s ever-changing landscape with a curated collection of timely resources and insights.

The big shift:
New market forces and ways to prepare


Watch experts discuss changes transforming the markets and ways to keep your portfolio on track.


  • Am I saving enough for the retirement I want?

    There's no one-size-fits-all answer. These four steps can help you figure out the amount that's right for you.

  • Market briefs

    Breaking insights on the economy, market volatility, policy changes and geopolitical events

  • Q&A: How can I make the most of my inheritance?

    Most heirs face many complex decisions — and potential tax consequences. These insights can help you avoid common mistakes.

  • Future tech: Moonshots

    6G Wireless, nextgen batteries, immortality: innovations that could transform your life – and portfolio

  • 3 stages of retirement — and how to plan for your income needs in each

    Your priorities — and spending — will likely change as you move through retirement. Here's how to prepare.

  • The “Transwarming” World: A Net Zero Primer

    In the global effort to achieve carbon neutrality, investing will be crucial. Here are the benefits of – and obstacles to – reaching net zero.

  • What expenses can a 529 education savings account cover?

    College tuition and fees are no longer the only eligible expenses. See what qualifies.

  • CIO Market Update Audiocast Series

    Get timely insights from our experts to help you navigate the markets

  • How to be a tax-aware investor

    These five tips can help you keep more of the income that your investments earn

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Investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results.


The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.


BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation.



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