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Merrill Perspectives: Clear Insights
to Navigate What Might be Next


Merrill Perspectives is here to help you make sense of today’s economic landscape. With a curated collection of timely resources and insights, we’ll help answer some investors' most top-of-mind questions and provide clarity for the road ahead.

Outlook 2022:
Dawn of a breakout era?


Experts discuss what’s in store for the markets and economy — and ways to prepare.



  • Big changes in healthcare — will they change your financial life?

    Watch experts answer key questions to help you prepare for rising costs and game-changing innovations in our healthcare system.

  • Washington Update

    Latest insights on tax proposals and other policy changes that could affect your financial life

  • Inflation — one of retirement’s biggest risks — is back

    Four strategies that could help you counter its effects as you head into and through retirement

  • CIO Market Update Audiocast Series

    Get timely insights from our experts to help you navigate the markets

  • Moonshots: Tech that could change the world

    6G Wireless, nextgen batteries, immortality: Innovations could transform your life — and portfolio.

  • One of the Most Surprising Things About Retirement Today

    You could retire sooner than expected. Here’s how to make your money work for you.

  • Keep charitable giving alive year-round with a donor-advised fund

    A donor-advised fund can help you make donations in a thoughtful, organized and tax-efficient way

  • Could your home help you fund your retirement?

    The decision to move or stay put could mean either major costs — or significant savings — for you

  • How Will You Replace Your Salary When You Retire?

    Use these 3 steps to create a ‘retirement paycheck’ that can potentially last 30 years or more

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Investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results.


The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.


BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation.



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