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Cash Management Account® (CMA® account)

I like the flexibility of having access to cash management services through my investment account.

The Cash Management Account ® (CMA account) offers convenience and flexibility of cash management services such as check writing, a Visa® deferred debit card1 or Bill Pay services combined with an investment account. You can manage your everyday financial needs while supporting your long-term investment goals through a broad range of investment options—all in a single account. Plus, you can benefit from an automatic cash sweep feature, such as the Merrill Lynch Bank Deposit Program (MLBDP) for uninvested cash balances.


Things to consider:

  • Do you value the convenience of paying a bill or writing a check directly from your investment account for occasional larger than normal purchases such as college tuition?
  • Would you like for your cash portfolio to work harder for you though automatic investing into a bank deposit program?
  • Do you want the ability to automatically reinvest cash dividends?

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Our financial advisors are committed to putting your investing needs and priorities first. Here’s how you can get started with an advisor:


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1 Some restrictions on Visa card issuance for certain account types may apply.



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