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Manage my finances



Solutions to support a variety of everyday cash flow needs.

  • Cash Management Account® (CMA® account)1

    Keep long-term investments on track and manage day-to-day finances —all in a single account.

  • Preferred Rewards for Wealth Management2

    Rewards for your full relationship with Merrill and Bank of America. Get access to the best banking benefits from Bank of America to help you earn more and save more.

  • BofA® Advantage Relationship Banking® for Wealth Management

    This account for Wealth Management clients offers tiered interest rates, discounts and waivers on everyday banking services.

  • Bank of America® Advantage Plus Banking®

    A non-interest bearing account that offers relationship-based monthly maintenance fee waivers.

  • Bank of America® Advantage SafeBalance Banking®

    Checkless banking that helps you stay within your balance and offers relationship-based maintenance fee waivers.

Talk to your advisor about integrating these products
and solutions into your financial strategy.
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Explore our other personal financial management solutions

Explore our other personal
financial management solutions

Take control of your spending and saving with

Bank of America’s suite of banking products and services.

The CMA account is a securities account with Merrill Lynch, Pierce, Fenner & Smith Incorporated. The account provides access to services and products offered by licensed banks, including checking and FDIC-insured deposits that are held at the banks. Securities, mutual funds and other non-deposit investment products available through the account are not FDIC-insured, not guaranteed by a bank and may lose value.


As of November 12, 2021, or such later date as we may provide you notice of, the Preferred Rewards for Wealth Management program will be discontinued. If you are enrolled in the program on that day, your enrollment will be automatically transferred to the new Bank of America Preferred Rewards program. The new program will be expanded by adding two new tiers for clients with a qualifying balance of $1,000,000 or more. If your three month combined average daily balance is below $1,000,000 on the third business day of the month in which Preferred Rewards for Wealth Management discontinues, you will transition to the Preferred Rewards Platinum Honors tier. You are eligible to enroll in the Preferred Rewards for Wealth Management program if you have an active, eligible Bank of America® personal checking or Bank ofAmerica Advantage Banking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or yourqualifying Merrill® investment accounts of at least $250,000. All Bank of America Private Bank clients are eligible for the Preferred Rewards for Wealth Management program. Visit for additional program details. Preferred Rewards for Wealth Management clients, other than Bank of AmericaPrivate Bank clients, do not receive Merrill Guided Investing discounts as part of this program.


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