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360 HAMILTON AVENUE
Floor No. 08,
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Wealth Management Advisor
Senior Vice President-Wealth Management
Senior Vice President
Senior Financial Advisor
Reg Senior Client Associate
The Werbitt Cicale Group is an experienced, nationally recognized team of professionals whose diverse talents and resources give them the unique opportunity to build and enhance their clients’ financial lives. The team offers tailored planning and investment strategies that simplify, organize and facilitate the management of wealth. Their multi-generational structure and consultative approach combine the true intimacy and personal attention of a small boutique with the global resources and intellectual capital of one of the world’s largest financial services firms.The Werbitt Cicale Group offers their wealth management process to affluent families, professionals, business owners, and corporate executives. The integrated financial services include: goals-based investment management, retirement analysis, estate and trust planning services, insurance, educational funding, philanthropy, tax minimization, and business strategies: banking, asset and liability management and succession planning.
JUDITH L. WERBITT, Senior Vice President-Wealth Management, Wealth Management Advisor, Portfolio Manager, CRPC®Judith joined Merrill Lynch as a Wealth Management Advisor in 1974. Over the breadth of her career, Judith has understood that for a client to experience trust and comfort, the client must understand the concepts of investing and planning, its risks and rewards. She takes the time to teach her high net-worth clients and to advise corporate executives on all aspects of investments and wealth management strategies, and therefore, has developed enduring, multi-generational relationships.As a frequent speaker, she teaches and lectures throughout the country on the concepts of money management, diversification, wealth planning for life and beyond, and how to raise financially savvy children. She enjoys a role as a community volunteer, especially when she can teach the concepts of financial literacy. Named to Barron’s Top 100 Women Financial Advisors in 2013* *Source: Barron’s “America’s Top 100 Women Financial Advisors list,” June 10, 2013 For information about the selection criteria, go to Barron’s Top 100 Women. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved. JACQUELINE J. CICALE, Senior Vice-President-Wealth Management, Senior Financial Advisor, Portfolio Manager, CRPC®Jacqueline joined Merrill Lynch in 1985, and has partnered with Judith for over 31 years. She is an experienced, portfolio strategist, helping to facilitate the creation of wealth. For their business clients, she designs effective strategies to manage cash flow, lending, corporate retirement plans, and stock option plans. For individuals and families, Jacqueline prides herself in creating and constructing investment portfolios optimally matched to a client’s goals. She works to provide an exceptional level of client care and service, regularly monitoring, reviewing and refining portfolios in response to changes in the global markets.LOREN F. WARD, Vice-President, Wealth Management Advisor, CFP®, CRPC®Loren began her career at Merrill Lynch’s World Headquarters in 2007, to later join the Werbitt Cicale Group in 2010. Loren works closely with Judith and Jacqueline to individualize the wealth management services and recommendations for their clients. Loren also helps to link generations by focusing on wealth planning and financial strategies for clients and their children. She helps rising business leaders, young families, and entrepreneurs understand the importance of planning for the future, saving and investing. Awarded by the CERTIFIED FINANCIAL PLANNER™ Board of Standards, Inc.__________________________________________________________________EVA CALANDRINO, Senior Registered Client AssociateEva has been in the financial industry since 1985. She started her career on the floor of the American Stock Exchange and worked the OTC markets. She was branch manager of a small brokerage firm for over ten years. Eva has extensive experience in account administration, research, and trading. She not only handles the operational and administrative tasks, but also services clients by handling their questions and executing orders. She understands that attentive, knowledgeable service is a top priority for the team.MARIA CIOFFI, Senior Registered Client Associate, CFP®Maria has had extensive experience in the financial services industry. As a client-care specialist, she has a keen ability to listen and communicate the team’s service model. Her focus is to enhance the client experience and to help create strong long-term relationships by solving the challenges presented to her. She has a strong commitment to teamwork and service.Awarded by the CERTIFIED FINANCIAL PLANNER™ Board of Standards, Inc.*Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. *The Chartered Retirement Planning Counselor(sm), CRPC® is a registered service marks of the College for Financial Planning.
Judith Werbitt is registered to do business in : AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, NC, NH, NJ, NY, OH, OK, OR, PA, PR, RI, SC, TX, UT, VA, VT
JACQUELINE J. CICALE is registered to do business in : AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, NC, NH, NJ, NY, OH, OR, PA, PR, RI, SC, TX, UT, VA, VT
LOREN F. WARD is registered to do business in : AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, NC, NH, NJ, NY, OH, OR, PA, PR, RI, SC, TX, UT, VA, VT
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