Where are you on the road to retirement?

No matter where you are in your retirement journey, there are important financial factors to consider – especially with the recently passed SECURE 2.0 Act of 2022. Flip the cards and start planning with helpful tips for every stage on retirement savings, income planning and more. Or download our full checklist here.

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    Saving for retirement

    Retirement may or may not be a priority right now. Either way, these simple steps can make a big difference down the road.

     

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    Nearing retirement

    With retirement on the horizon, consider these important actions as you move closer towards your plan for the future.

     

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    In
    retirement

    You’ve made it to retirement. Congratulations. These considerations can help you continue to stay on top of your financial life.

     

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Download our full checklist

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When you work with your Merrill financial advisor, it’s all about you and your personal financial goals. Put the vast resources of Merrill and Bank of America to work for you.

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The SECURE 2.0 Act of 2022:

What you need to know

Signed into law late last year, the SECURE 2.0 Act of 2022 includes 92 new or modified retirement provisions, many of which attempt to address deficiencies in retirement plan participation and savings among workers. Our summary provides explanations to help you understand many of the key changes enacted.

Get the facts

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Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, rebalancing and diversification do not guarantee against risk in broadly declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary. 

This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

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