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Wealth Management AdvisorSenior Vice President-Wealth ManagementMERRILL LYNCH BUILDING2301 S E MONTEREY RD
David Lum, CFP® CRPC®, has enjoyed a long and distinguished career in the financial services industry. He has been a financial advisor since 1988 and with Merrill Lynch since 1999. David is honored to have been named by the firm to help represent Merrill Lynch at Barron's 2013 Top Advisors Diversity Conference held in Atlanta, GA and in January of 2014, he was appointed to the firm’s National Diversity Champions Network, a mentoring position for diverse financial advisors throughout the firm.David has a degree in finance from St. John's University in New York. Throughout his career he has worked for major Wall Street firms and today, at Merrill Lynch his clientele consists mainly of affluent retirees and successful professionals. David is also a leading advocate of estate planning. Throughout his career, he has collaborated with his clients' legal and accounting professionals to assist in the development of efficient estate succession strategies designed to minimize the impact of estate taxes and to facilitate control.Originally from New York, David has been a Florida resident since 1987 and lives in Palm City, Florida with his wife and two children. He is active in the community having been on the boards of the local chapters of Big Brothers Big Sisters, The Salvation Army and the Martin County Chapter of the American Red Cross. Currently, David serves on the board of the First Tee of The Treasure Coast, a youth development organization that teaches core values through the sport of golf.
Neither Merrill Lynch nor its Financial Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their professional advisors. Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Chartered Retirement Planning CounselorSM and CRPC® are registered service marks of the College for Financial Planning.
David Lum is registered to do business in:AL, CA, CT, DE, FL, GA, KS, KY, MA, MD, MI, MO, NC, NE, NH, NJ, NV, NY, OR, PA, SC, TN, TX, UT, VA
Privacy & Security
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Investment products, insurance and annuity products:
Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.
Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
MLPF&S and U.S. Trust make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest.