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2600 US BANK TOWER425 WALNUT STREETCINCINNATI,
Wealth Management Advisor
Managing Director- Investments
Managing Director-Wealth Management
First Vice President - Investments
Senior Vice President-Wealth Management
Senior Financial Advisor
Analyst Relationship Management
The Knowles Armitage & Lucas (KAL) Group is a Cincinnati, Ohio based wealth management group with a satellite office in Chicago, Illinois.Our goal is to help you reach your goals.Committed to helping you achieve success with - Your Retirement Goals Your Children's Education Your Family's Future With Innovative Guidance - Sharper Insights & Global PerspectiveThe team has 107 years of combined industry experience. Who we serve:We deliver professional money management services to high net worth individuals, families, and institutions. To maintain “boutique level” service, we are accepting new clients with a minimum of $1mm and institutions with $5mm. Specialty Areas:Portfolio Management (individual stock, bond, derivative portfolios)Qualified Plan Consulting (IRA, Roth, 401(k), DB, DC Plans)Executive services (Rule 144, stock option exercise)Wealth Structuring (tax strategy, wealth transfer, insurance, trust services, philanthropy)Lending (business and personal credit including commercial and residential financing)Approved Money Manager:The KAL Group was the first team at Merrill Lynch to go through the firm’s due diligence process for outside advisors. Once completed, the team was approved as portfolio managers for internal portfolios. Other Financial Advisors at Merrill Lynch may hire the KAL Group just as they might choose an outside investment manager. Our first partnered account was launched on April 30, 2010. The team's two key strategies, All World and Safe Income, focus on large cap, high quality companies that have strong balance sheets and pay above average dividends. The KAL Group has invested client money in these strategies since the early 1980s. The team continues to research ways to improve its strategies and deliver value to clients and advisor teams. We have team members dedicated to this program who provide a high level of investment support and service for our financial advisor partners.
THE TEAMHarvey C. Knowles, IIIManaging Director-InvestmentsWealth Management Advisor PIA Program Senior Portfolio Manager Harvey has been with Merrill Lynch since 1975. He holds the Series 7 and Series 66 securities licenses. His research on investing has been featured in Money magazine and he has been featured in interviews by Andrew Barry of Barron's. Harvey has been an active investor since 1962. He holds a B.A. from Hamilton College and attended Chase College of Law. Harvey is a resident of Indian Hill and has three children, Tricia, Drew and Katie. He enjoys skeet shooting, hunting, and swimming.Elizabeth C. Armitage, CFP®, CRPC®Senior Vice PresidentWealth Management Advisor PIA Program Senior Portfolio ManagerLiz joined Merrill Lynch in 1983. She holds both Series 7 & 66 licenses. She has her Certified Financial Planner™ certificate awarded by the Certified Financial Planner Board of Standards. She advises clients in Retirement Planning and Wealth Structuring and is also a licensed insurance agent. Liz and Harvey developed and manage implementation of our proprietary dividend and growth investment strategies. Liz earned her B.A. from Smith College. She and her husband Bill Colohan have two sons, Durham (15) and Sumner (12). Liz volunteers at Indian Hill Schools, and enjoys tennis, hiking, reading, and traveling with her family.Andrew S. LucasFinancial AdvisorPIA Program Portfolio AdvisorAndy joined Merrill Lynch in the summer of 2009, and holds the Series 7 & 66 licenses. He established The Knowles, Armitage, Lucas Group’s first satellite office in Chicago. Andy earned his B.A. from the University of Arizona, and an MBA in Finance from Loyola University Chicago. Andy is married to Jennifer, and has two daughters Nicole and Elizabeth. Their family is very active in their community and enjoys traveling. Patrick M. SledzInvestment AssociatePatrick has been with Merrill Lynch since 2005. He holds both series 7 & 66 licenses and is currently a CFA Level I candidate. He received his B.S.B.A. in Marketing and his MBA from Xavier University. Patrick is Secretary of the Board for the Drop Inn Center. In his free time, Patrick is an auto enthusiast, enjoys recording and producing local music acts in his home studio, and playing golf. Candice S. CoxRegistered Senior Client Associate Candy has been with our team since March 1995. She holds the Series 7 & 66 licenses. Her responsibilities include maintaining and servicing client accounts and order entry. Candy attended Northern Kentucky University and prior to joining Merrill Lynch, Candy was a sales assistant at Legg Mason for eight years, giving her 28 years of industry experience. Candy lives in Northern Kentucky and has two daughters, Amanda and Sarah. She loves to spend time with her grandchildren and to travel, always looking for the next great itinerary idea from our clients.David A. SchmitzRegistered Senior Client AssociateDave started at Merrill Lynch in April of 2008. He holds both the Series 7 and Series 66 securities licenses. His responsibilities include maintaining and servicing client accounts, corporate benefit plans, as well as order entry. He spends his free time with his wife, Rachel, recording musicians as an audio engineer, composing music and playing guitar.
Elizabeth Armitage is registered to do business in:AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
Harvey C. Knowles III is registered to do business in:AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
Andrew S. Lucas is registered to do business in:AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
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