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ONE CONGRESS PLAZA BUILDING111 CONGRESS AVENUE
Floor No. 06,
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Wealth Management Advisor
Senior Vice President - Wealth Management
Senior Vice President
Registered Client Associate
The Palombo Wealth Management Group provides each client with a powerful blend of industry knowledge, experience, and dedicated client service. We work with a select group of clients to provide them with the information and support they need to find solutions to make prudent financial decisions. Understanding that people generally need to hear a number of voices and opinions, we collaborate with client's other trusted advisors to develop fully integrated solutions to complex financial issues based upon each client's risk tolerance, time horizon, liquidity needs and overall investment goals. Our team is committed to always put clients first and to being available to answer their questions promptly and clearly. A commitment to service is a key component of our consultative, relationship-based approach.A Family Team Focused on Family NeedsAt the Palombo Wealth Management Group, we are very involved in clients' strategies and processes and work closely with them as financial needs and concerns evolve over time. We serve foundations and families in various stages of the strategic gifting process, and corporate executives and business owners who face a complex array of challenges requiring customized solutions and sophisticated approaches. Our understanding of each client, coupled with the support and resources made available by Merrill Lynch, enables us to develop and implement plans that address issues that include retirement planning, legacy planning and strategic gifting, philanthropic giving and wealth transfer. We also work closely with families whose needs range from managing concentrated stock positions to dealing with the challenges of major lifestyle and liquidity events, such as retirement, inheritance, the sale of a business, divorce or the death of a family member.
A Focus on Wealth PreservationOur investment strategies seek to balance wealth preservation and reduction of volatility with opportunities for continued growth. To achieve these goals, we employ an active investment management approach and use research and analysis to help anticipate and mitigate risk. Merrill Lynch has one of the most expansive and respected research organizations in the world and provides us with access to a wide array of investment guidance, manager due diligence and sophisticated modeling tools.Professional BiographiesJohn M. Palombo Wealth Management AdvisorSenior Vice PresidentPortfolio ManagerJohn Palombo joined Merrill Lynch in 2008. He brings over 20 years of investment management experience to the team. Prior to joining Merrill Lynch he held senior positions with Alliance Bernstein, UBS–Brinson Partners and American Express Retirement Services. He has worked with many private client families and numerous institutional clients, including Kaiser Permanente, Arthur Andersen, Hallmark Cards and McDonald’s. John received his Bachelor of Science degree in Business Administration, with a major in Marketing, from John Carroll University. John holds FINRA Series 7, 66, 31, 24, 9 and 10 registrations. John has served as a board and/or committee member with Habitat for Humanity, P.A.C.E.R, LearningWorks, The Ordway and The Children’s Museum of Minnesota. His interests include hunting, deep-sea fishing, reading and the outdoors. Susan Grant Palombo, CFP®, CIMA® Financial AdvisorSenior Portfolio AdvisorSusan Grant Palombo has over 25 years of experience advising clients including senior executives at Fortune 100 companies, owners of closely-held businesses, entrepreneurs and their families. She has extensive experience helping clients in areas such as succession management, mergers and acquisition due diligence, legacy planning and strategic gifting, and has served on a number of foundation boards. Two major themes of Susan’s life are “helping people” and “lifelong learning.” She enjoys working with foundations and families with their strategic gifting priorities and she is a dedicated student of the investment industry. To that end, since joining Merrill Lynch in 2012, Susan earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. and the Certified Investment Management Analyst® (CIMA®) certification, administered by Investment Management Consultants Association® and taught in conjunction with Massachusetts Institute of Technology (MIT), Sloan School of Management. As an active member of the Investment Management Consultants Association (IMCA®), Susan was part of a recent 15 person volunteer committee who wrote and reviewed exam questions for the CIMA® examination. As an active community volunteer in the two cities she loves, Austin, Texas and Minneapolis/St. Paul, Minnesota; Susan currently serves on the following boards: The College of Liberal Arts, the University of Texas at Austin, the Animal Humane Society in Minnesota and the Financial Planning Association of Austin. She also volunteers with Impact Austin, Big Brothers/Big Sisters of Central Texas, and Jeremiah Program. In the past, she has also served on the boards of The Blake School, LearningWorks, a breakthrough collaborative, the Minnesota Women’s Economic Roundtable, the Minnesota Zoo Foundation, and the Carlson School of Management Executive MBA Council.Susan earned a BA with honors, Plan II, from the University of Texas at Austin and an MBA from the Carlson School of Management at the University of Minnesota. She holds FINRA Series 7 and 66 registrations. Susan and John have three children. Kelly HardziejRegistered Client AssociateKelly is a registered client associate with the Palombo Wealth Management Group. She has been in the financial services industry since 2011, working with clients on their goals and issues and helping them navigate various investment products and services. She enjoys both the client relations aspects of her job as well as the technical platform capabilities. She has used various transaction/deposit systems, brokerage and banking systems and proprietary trading and account maintenance platforms over the course of her experience. She joined Merrill Lynch in 2015.Prior to her work in financial services, Kelly worked in product management, merchandising and store management in the retail sector in Colorado. She is a Boise State University graduate. Kelly enjoys reading, cooking and yoga.Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc.Investment Management Consultants Association (IMCA®) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA® and Certified Investment Management Analyst® signifies that the user has successfully completed IMCA’s initial and ongoing credentialing requirements for investment management consultants.
Susan Palombo is registered to do business in : CA, CO, CT, FL, GA, IL, MA, MD, MI, MN, NJ, NM, NV, OR, TX, UT, WA, WI, WY
John M Palombo is registered to do business in : CA, CO, CT, FL, GA, IL, MA, MD, MI, MN, NJ, NM, NV, OR, TX, UT, VA, WA, WI, WY
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