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Banking Rewards for Wealth Management


Now your relationship with us is even more rewarding


Banking Rewards for Wealth Management is a rewards program that offers our clients access to the best banking benefits, solutions and services available from Bank of America. Banking Rewards offers you useful rewards with your everyday banking, which can help you earn more and save more.


With Banking Rewards for Wealth Management, you can benefit from:


  • No monthly maintenance fees on eligible Bank of America checking and savings accounts
  • No fees on select banking services, including:
    • Up to two outbound wire transfers per statement period for Bank of America personal checking and savings accounts
    • Unlimited no-fee transactions at non-Bank of America ATMs throughout the U.S.
  • International travel benefits available with Bank of America debit card, including:
    • No international transaction fees when clients use their Bank of America debit card to make purchases in a foreign currency
    • Waiver of Bank of America fees at non-Bank of America international ATMs1
  • 75% credit card rewards bonus on eligible Bank of America® credit card accounts2
  • 0.50% auto loan interest rate discount on purchase or refinance loans3


To learn more about Banking Rewards for Wealth Management, click here.



Third-party fees may be assessed by the ATM operator or network at international ATMs.


Some credit cards, including Merrill Lynch-branded cards, are not eligible to receive the Banking Rewards for Wealth Management Bonus of 75% ("Banking Rewards Bonus"). Enrolled clients with eligible credit cards can receive the Banking Rewards Bonus in one of two ways:
1) For BankAmericard Cash RewardsTM credit cards, the Banking Rewards Bonus will be applied when you redeem cash rewards into a Bank of America® checking or savings account or an eligible Merrill Lynch Cash Management Account®. For example, if you redeem $100 in cash rewards, we will add $75 to your redemption amount. Redemptions for a statement credit or personal check will not receive the Banking Rewards Bonus.
2) For all other eligible credit cards (such as BankAmericard Travel Rewards® cards), the Banking Rewards Bonus will be added to the base rewards you earn with each purchase. For example, if you earn 100 base rewards, we will add 75 bonus rewards when the purchase posts to your account. The Preferred Rewards Bonus will replace the 10% customer bonus you may receive with your card(s). Any other bonus rewards (e.g., account-opening bonuses and merchant-based bonuses) will not receive the Banking Rewards Bonus. Visit for additional program details and a complete list of ineligible cards.


Auto loan interest rate discount of 0.50% is valid only for clients who are enrolled in Banking Rewards for Wealth Management at the time of auto loan application and who obtain a Bank of America auto purchase or refinance loan. The maximum interest rate discount on a Bank of America auto loan is 0.50%. This discount is not reflected in our published rates on our website but will be applied at loan fulfillment. Discounts are only available on new auto loans through a financial center or online and are not available on dealer financing. Benefit is nontransferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.


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