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Concentrated Stock Strategies

Unlock opportunities and manage the risks associated with having concentrated stock

Whether your stock holdings are the result of hard work, smart investing or a family legacy, a Merrill advisor can help you put the right strategies in place to unlock potential opportunities and manage the risks.


When a significant portion of your investment portfolio is made up of a single stock or a few stocks, it is considered concentrated. This concentration can present risks since the value of these stocks can fluctuate more dramatically compared to a diversified portfolio with many different types of investments.

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A comprehensive approach for your investments

Your concentrated stock position is just one aspect of your wealth. A Merrill advisor can provide comprehensive support and guidance for the total you, helping you to:



Connect your life and finances, making the path toward your goals clearer even as life and the world around you changes.
Access personalized advice powered by data-driven insights to help you make more informed decisions.
Take action with Merrill investing and Bank of America banking solutions, as well as additional specialized expertise.
Get forward-looking perspectives and investment insights that help you make progress towards your goals.



Explore the opportunities with a Merrill advisor

Everyone’s situation is different. There’s no one-size-fits-all solution. A Merrill advisor can help you explore the full range of concentrated stock strategies and decide which one best suits your liquidity, risk management, diversification, wealth transfer and tax-efficiency needs.


To learn more, talk to your Merrill advisor. Or, if you don’t have one, enter your information below to connect to an advisor.

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Investment minimum $250,000


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1 Diversification does not guarantee against loss in declining markets.

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Custom lending may involve special risks and may not be appropriate for all clients. In particular, Custom lending may be subject to additional credit and legal approval because of special risks and restrictions that need to be carefully considered. Real estate financing and specific program options and property types may not be available in all states and may be subject to change from time to time. As a general rule with respect to each client, consideration must be given to capital gains tax implications, portfolio makeup and risk tolerance, portfolio performance expectations, and investment time horizon.


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