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Cash Management


Earn a competitive yield and maintain access to your funds, so you have the cash when you need it —available through your Merrill Cash Management Account® (CMA®).


    Cash Management Account® (CMA®)

    The convenience of cash management and investment services in one account from Merrill to manage everyday financial needs and support long-term investment goals.


    Merrill Lynch Bank Deposit Program (MLBDP)

    A convenient way to earn interest on cash with the added protection of Federal Deposit Insurance Corporation (FDIC) protection, up to standard limits.


    Brokered Certificates of Deposit1

    A range of certificates of deposit, issued by other banks or savings association, paying periodic interest for a set period of time, and held in your Merrill account.


    Money Market Mutual Funds1

    An easy way to invest in highly liquid cash investments, such as U.S. Treasuries and other highly liquid and lower-risk securities.


    Preferred Deposit2

    A bank deposit solution offered through the CMA that can help you manage your everyday expenses and cash flow, in your CMA Account by placing deposits with Bank of America, N.A.


    Certificate of Deposit Account Registry Service® (CDARS®)3

    A deposit placement service that offers you access to certificates of deposit (CDs) from a network of approximately 3,000 financial institutions.

Talk to your advisor about integrating these products
and solutions into your financial strategy.
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Explore our other personal financial management solutions

Explore our other personal
financial management solutions

Take control of your spending and saving with

Bank of America’s suite of banking products and services.

1 Capability offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.

2 Capability offered by Bank of America, N.A.

3 Capability operated by IntraFi LLC.


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