We count on the internet at all hours of the day and almost everywhere we go. But remember no matter where and when we log on, our activity can be observed by other internet users.

When we use public Wi-Fi networks or computers, our actions can draw even more attention.

Public computers and Wi-Fi can be as safe as a home router or personal devices.

But never assume you’re risk free. When you’re online, you need to use the same common sense as when you take out money, credit cards or personal identification in public.

A few simple steps can help to keep you safe. Here’s how to begin:

Let’s imagine you’re using a public computer at your local library.

First, pay attention to who is close to you.

When using personal passwords to access online sites, be sure no one can see over your shoulder.

When using a computer that others also use, only input sensitive information like bank account numbers when it’s absolutely necessary.

If you’re in a public place and are entering information from personal documents like a W-2, make sure others nearby can’t see the documents.

Make sure you log out of any accounts when you’re finished. You’ll also want to clear your browsing history at the end of your session.

When you’re using public Wi-Fi with your own phone, tablet or computer:

First, make sure the hotspot you’re using is legitimate.

It should be hosted by the business or institution you’re visiting.

Look carefully at the name of the hotspot. Criminals sometimes create hotspots with names that look very similar to the safe ones.

Ask an employee of the business to make sure you’re connecting to the right network.

Try to use only secure or password protected hotspots. This may require you to use a password, agree with terms of service or even create an account.

You can also use a virtual private network (VPN) service that connects to your device. This can encrypt your online activity.

Remember, though, that even VPNs are not 100% safe.

Another fact to keep in mind: Logging into sensitive sites, like your bank’s, is risky on public Wi-Fi, even if you’re using your own device.

It’s best to restrict this activity to private networks whenever possible. You can also use apps over your cellular connection.

If you must log in, log out as soon as you’re done and change your password later. Do not use the same password for multiple accounts.

Whenever you explore the internet, it’s best to only visit sites with addresses that start with ‘https’.

Remember, though, that even these sites are not necessarily safe.

Always use caution when you’re on a site you’ve never visited before.

Using public computers or public Wi-Fi when on the go is never risk free.

But with a few security steps and common sense, you can explore the internet with confidence, wherever you are.

Neither Bank of America nor its affiliates provide information security or information technology (IT) consulting services. This material is provided "as is,” with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this material, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, quality and fitness for a particular purpose. This material should be regarded as general information on information security and IT considerations and is not intended to provide specific information security or IT advice nor is it any substitute for your own independent investigations. If you have questions regarding your particular IT system or information security concerns, please contact your IT or information security advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Merrill Lynch Life Agency Inc. (“MLLA”) is a licensed insurance agency and a wholly owned subsidiary of BofA Corp.

3941167 - 12/10/2022