You are investing for a reason. From funding your retirement and providing for your family to creating a lasting legacy, your investments are a reflection of what you want to achieve. At Merrill, we offer you a wide range of investments to help you invest toward your goals, including model portfolios that are managed by our Chief Investment Office (CIO) and some of the industry’s leading investment managers.
You can work with a Merrill advisor to use model portfolios to seek to implement a personalized, goals-based approach made up of professionally managed strategies designed to meet common investing goals, risk tolerances and preferences. Using model portfolios, you can:
If this approach meets your needs, model portfolios are designed to help you grow your wealth for the future, generate income to fund your lifestyle and even invest in a more sustainable future.
Each model portfolio at Merrill is informed by the latest market insights from our Chief Investment Office. Model portfolios are grounded in our Strategic Asset Allocation guidance and are actively monitored and rebalanced to address changing market conditions. This can help you seek to maintain a disciplined approach that balances risk and return and make steady progress towards your goals over the long-term.
Our range of CIO model portfolios may also offer additional benefits. Third party investments included in these models undergo a full due diligence review and are monitored by our Due Diligence team. CIO model portfolios are managed by our team of professional, in-house portfolio managers, who have direct access to our Due Diligence team’s analysts' ongoing insights and updates about the investments—offering a range of solutions that represent some of the best thinking of Merrill.
Model portfolios managed by third-party asset managers are also subject to full CIO Due Diligence. While the underlying investments in these model portfolios are not reviewed by CIO Due Diligence team separately, all underlying strategies must be in good standing with the CIO.
You and your advisor can choose from model portfolios managed by the CIO portfolio management team at Merrill, from third-party investment managers or a combination of the two. This approach helps you access institutional-quality investment management expertise that’s not available to all investors as you create a personalized strategy.
If you want personalized advice from a dedicated advisor and the additional support of professional investment management, a model portfolio approach may be right for you.
Investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results.
The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.
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