50 years old

You're eligible to make catch-up contributions to 401(k) plans and IRAs to help boost retirement savings and reduce taxable income.

See current limits.

59 ½ years old

You can start withdrawals from employer-sponsored plans and IRAs without a 10% federal tax penalty.

62 years old

This is the earliest you’re eligible to claim Social Security. But you can increase your monthly benefit each year you postpone claiming it (up to age 70).

65 years old

You're eligible to enroll in Medicare for health care. Already receiving Social Security? You’re automatically enrolled in Parts A & B. Try our guide to Medicare.

66-67 years old

You've reached full retirement age for Social Security and you’re eligible for full or unreduced benefits.

70 years old

If you've waited to claim Social Security, you're eligible for the maximum possible benefit. Any further delay in claiming won’t increase your check.

73 years old

The government requires you to start taking required minimum distributions (RMDs) from your IRAs or 401(k)s. Failing to take a RMD can result in costly additional taxes.